Loan Calculator
Use our simple business loan calculator to see how much you could borrow.
Rates may vary based on your individual circumstances. This calculator is for the purpose of illustrating unregulated business loans only and is based on an interest rate of 12.00% plus the current Bank of England base rate (3.75%)
Apply for a Business Loan
BCRS Business Loans understands that a funding boost is often required to help your business take the next step. We also realise that accessing finance from traditional lenders can be troublesome – but we are here to help you!
We offer business loans from £10,000 to £250,000 and have already supported over 1,500 West Midlands or Wales based businesses just like yours.
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BCRS Business Loans fuels growth with annual lending generating £53m economic impact
Community lender BCRS Business Loans is marking another year of success having generated more than £53 million in economic growth across the West Midlands, surrounding areas and Wales through funding to underserved small and medium-sized enterprises (SMEs). According to its latest year-end figures, the not-for-profit community development finance institution, which focuses on supporting businesses in deprived areas and among underrepresented social groups, provided £10.2m in funding to 112 businesses during the 2025-26 financial year, up from £9.9m in…
BCRS Business Loans backs Birmingham teenager to fight for Team England
A 15-year-old Muay Thai boxer from Birmingham has received sponsorship from BCRS Business Loans which will support him to compete for Team England in Thailand. BCRS Business Loans has provided Louis Thompson with sponsorship for one year and a contribution towards his training kit. Louis, who trains at K-Star Thai Boxing Academy in Perry Barr, took up the sport three years ago…
BCRS Business Loans allocated £20m by the British Business Bank to support businesses across the West Midlands and Wales
Community lender BCRS Business Loans has been allocated £20m by the British Business Bank to support underserved small businesses across the West Midlands and Wales. Wolverhampton-based BCRS Business Loans is the sixth lender to be accredited by the British Business Bank under its Community ENABLE Funding programme and is the first with a dedicated focus on Wales. Operating since 2002, BCRS Business Loans will draw upon Community ENABLE Funding to offer loans ranging from £25,001 to £250,000. …
