About Us

Who we are

As a lender and manager of funds, BCRS Business Loans is committed to providing viable SMEs with access to finance through dedicated Business Loan Funds.

We provide loans from £10,000 to £150,000.

Why we are here

Our loan funds have been especially designed to meet the needs of West Midlands based businesses that are unable to get loans from traditional sources such as banks.

We understand that getting business finance can sometimes be a problem. Lack of track record, unreasonable security arrangements, past financial problems or simply not meeting conventional credit scoring methods may be hindering the process.

We don’t use impersonal computerised credit scoring and you will be able to talk to and meet one of our Business Development & Lending Managers to develop your loan application.

We offer loans to businesses making a positive contribution to the economic well-being of the West Midlands.

We lend to most market sectors including construction, engineering, IT services, manufacturing, service providers and wholesalers.

A BCRS loan can be used for a wide range of projects including working capital, purchasing equipment, recruitment and marketing.

What we do

Small businesses are at the heart of what we do.

We believe in what they do.

We genuinely love helping small businesses achieve their goals. Seeing them grow. Supporting the people who work there and the communities they serve.

With no shareholders to support and with people who really understand the business of business, we can support organisations in ways few other funders can. With funding. With advice and support. With real belief. And we do this when others can’t. Or won’t. In a way they don’t.

It is banking like it used to be. Personable. Accessible. Reliable. Hands on, not hands off. There is nothing fancy about the way we like to do business.

We are honest and genuine, straightforward and personable. And we share a common passion – to liberate businesses, their owners and their people to grow and develop and to achieve their goals.

For us, no viable business should go unsupported.