Loan Calculator

How much would you like to borrow?

Use our simple business loan calculator to see how much you could borrow.

Estimated Monthly Payments:

Rates may vary based on your individual circumstances. This calculator is for the purpose of illustrating unregulated business loans only and is based on an interest rate of 12.00% plus the current Bank of England base rate (3.75%)

Apply for a Business Loan

BCRS Business Loans understands that a funding boost is often required to help your business take the next step. We also realise that accessing finance from traditional lenders can be troublesome – but we are here to help you!

We offer business loans from £10,000 to £250,000 and have already supported over 1,500 West Midlands or Wales based businesses just like yours.

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Bookkeeping firm ready for growth after accessing BCRS Business Loans finance

A bookkeeping business is preparing for growth having expanded its workforce thanks to funding accessed through BCRS Business Loans. Drive Ahead Bookkeeping, based in Shelton New Road, Stoke-on-Trent, is using funds secured from Wolverhampton-based BCRS Business Loans to recruit a senior team member and invest in new office furniture as part of a strategy to…

BCRS Business Loans continues its support for Purple Shoots

BCRS Business Loans is continuing its commitment to boosting micro-entrepreneurship across Wales and the West Midlands, providing more than £41,000 in further funding for Purple Shoots. The latest funding builds on an established partnership between the two organisations and will enable Pontypridd-based Purple Shoots to continue delivering micro loans, of up to £5,000, to individuals…

How Does the Investment Fund for Wales Help SMEs?

Access to finance, and confidence in applying for it, remains a major challenge for many small and medium-sized businesses in Wales. Nearly one in five Welsh SMEs reported barriers to accessing finance, according to the British Business Bank’s ‘Wales SME Access to Finance Report 2026’.   As the Investment Fund for Wales (IFW) enters its third year, we spoke with the BCRS Business Loans...