Loan Calculator

How much would you like to borrow?

Use our simple business loan calculator to see how much you could borrow.

Estimated Monthly Payments:

Rates may vary based on your individual circumstances. This calculator is for the purpose of illustrating unregulated business loans only and is based on an interest rate of 12.00% plus the current Bank of England base rate (3.75%)

Apply for a Business Loan

BCRS Business Loans understands that a funding boost is often required to help your business take the next step. We also realise that accessing finance from traditional lenders can be troublesome – but we are here to help you!

We offer business loans from £10,000 to £250,000 and have already supported over 1,500 West Midlands or Wales based businesses just like yours.

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£100k BCRS funding supports Hikitalo to open Wales and Cardiff’s first urban sauna

BCRS Business Loans has provided £100,000 in funding to Hikitalo, a fast-growing Welsh sauna business, to support the opening of Wales and Cardiff’s first urban sauna site at Meanwhile House in the capital.  The funding package comprises £60,000 from the British Business Bank’s £130m Investment Fund for Wales and £40,000 from the Community Investment Enterprise Fund (CIEF), enabling Hikitalo to…

BCRS Business Loans passes £10m milestone for CIEF investment in jobs and growth (Wales focused)

Community business finance provider BCRS Business Loans has lent more than £10m to generate job creation and economic growth through the Community Investment Enterprise Fund (CIEF).  The lender has delivered £10.3m in loans to 121 companies, creating 288 jobs and protecting a further 1337 roles while generating £52m in added economic value for Wales and the West Midlands.  The £62m CIEF was launched in 2024 to enable business growth and is backed by Lloyds, the first mainstream…

BCRS Business Loans passes £10m milestone for CIEF investment in jobs and growth

Community business finance provider BCRS Business Loans has lent more than £10m to generate job creation and economic growth through the Community Investment Enterprise Fund (CIEF). The Wolverhampton-based lender has delivered £10.3m in loans to 121 companies, creating 288 jobs and protecting a further 1337 roles while generating £52m in added economic value for the…