Loan Calculator

How much would you like to borrow?

Use our simple business loan calculator to see how much you could borrow.

Estimated Monthly Payments:

Rates may vary based on your individual circumstances. This calculator is for the purpose of illustrating unregulated business loans only and is based on an interest rate of 12.00% plus the current Bank of England base rate (3.75%)

Apply for a Business Loan

BCRS Business Loans understands that a funding boost is often required to help your business take the next step. We also realise that accessing finance from traditional lenders can be troublesome – but we are here to help you!

We offer business loans from £10,000 to £250,000 and have already supported over 1,500 West Midlands or Wales based businesses just like yours.

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Shropshire family catering company secures £20,000 loan to grow business

Jenny’s Catering, a family-run catering business serving communities across Shropshire and the surrounding areas, has secured a £20,000 loan from BCRS Business Loans to support business growth and invest in new equipment.  Established in 1989 by Jenny Swain, and now run alongside her son, Chris, the business provides catering for a wide range of occasions including weddings, birthday parties, corporate events and…

Scrap specialist expands offer with skip firm purchase backed by community lenders

A scrap metal specialist has expanded its recycling offering to customers by purchasing a skip hire company backed with funding from two leading community finance providers.  Family business Total Metal Recovery, based in Bromsgrove, has acquired neighbouring firm A-Z Skips by using funds secured through ART Business Loans and BCRS Business Loans, retaining seven staff and adding a driver position.  The owners of Total Metal…

BCRS Business Loans fuels growth with annual lending generating £53m economic impact

Community lender BCRS Business Loans is marking another year of success having generated more than £53 million in economic growth across the West Midlands, surrounding areas and Wales through funding to underserved small and medium-sized enterprises (SMEs).  According to its latest year-end figures, the not-for-profit community development finance institution, which focuses on supporting businesses in deprived areas and among underrepresented social groups, provided £10.2m in funding to 112 businesses during the 2025-26 financial year, up from £9.9m in…