{"id":6973,"date":"2022-06-28T10:22:58","date_gmt":"2022-06-28T09:22:58","guid":{"rendered":"https:\/\/bcrs.org.uk\/?p=6973"},"modified":"2022-06-28T10:22:58","modified_gmt":"2022-06-28T09:22:58","slug":"bcrs-are-proud-to-be-a-co-operative-lender","status":"publish","type":"post","link":"https:\/\/bcrs.org.uk\/cy\/blog\/bcrs-are-proud-to-be-a-co-operative-lender\/","title":{"rendered":"Mae BCRS yn falch o fod yn fenthyciwr cydweithredol"},"content":{"rendered":"<p>Mae BCRS yn falch o fod yn fenthyciwr cydweithredol. I ddathlu 1TP5Pythefnos (20<sup>fed<\/sup> Mehefin - 3<sup>rd<\/sup> Gorffennaf) roeddem am roi cipolwg i chi ar yr hyn y mae bod yn fenthyciwr cydweithredol yn ei olygu i ni yma yn BCRS Business Loans.<\/p>\n<p>Fel gyda phob menter gydweithredol, ei haelodau sy&#039;n berchen ar BCRS ac rydym yn falch iawn bod pob un o&#039;n t\u00eem yn aelodau.<\/p>\n<p>Mae BCRS yn Gymdeithas Budd Cymunedol sy\u2019n golygu ei bod yn cynnal busnes er budd y gymuned ehangach gydag elw yn cael ei ail-fuddsoddi yn y busnes, yn hytrach na\u2019i ddosbarthu i gyfranddalwyr. Yn yr achos hwn, mae ei &#039;gymuned&#039; yn cynnwys busnesau yng Ngorllewin Canolbarth Lloegr a&#039;r economi ranbarthol.<\/p>\n<p>Fel benthyciwr nid-er-elw, mae unrhyw elw a gynhyrchir, a buddsoddiadau a wneir gan ei aelodau yn cael eu hail-fuddsoddi yn \u00f4l i gronfeydd benthyciad BCRS ar gyfer benthyca atodol a bydd hefyd yn denu cyllid pellach gan lywodraeth genedlaethol, awdurdodau lleol a banciau masnachol \u2013 gan gynyddu ymhellach swm y benthyciwr. effaith gymdeithasol ac economaidd yng Ngorllewin Canolbarth Lloegr.<\/p>\n<p>Yn y pen draw, mae BCRS yn credu \u2018na ddylai unrhyw fusnes hyfyw fynd heb ei gefnogi\u2019 ac mae\u2019n canolbwyntio ar ddarparu cyllid i gymunedau, daearyddiaethau ac ardaloedd nad ydynt yn cael eu gwasanaethu\u2019n ddigonol, gyda 44% o\u2019i fenthyciadau ym mlwyddyn ariannol 2021\/2022 yn cael ei wasgaru i ardaloedd mwyaf difreintiedig y DU.<\/p>\n<p><strong>Dywedodd Stephen Deakin, Prif Weithredwr BCRS Business Loans:<\/strong><\/p>\n<p><em>\u201cMae effaith gymdeithasol ac economaidd wrth galon popeth yn BCRS.\u00a0<\/em><em>Rydym yn mesur ein llwyddiannau o ran ein heffaith ar dwf gwerth ychwanegol i fusnesau bach, nifer y swyddi a ddiogelwyd, y swyddi newydd a gr\u00ebwyd, a\u2019r cynnyrch newydd a gynigir i\u2019r economi ehangach. <\/em><\/p>\n<p><em>\u00a0<\/em><em>\u201cRydym yn deall mai busnesau bach yw asgwrn cefn ein heconomi ac yn rym er lles cymdeithasol, yr ydym wedi ymrwymo i wneud popeth o fewn ein gallu fel benthyciwr cydweithredol i gefnogi eu twf a\u2019u ffyniant pan na all benthycwyr traddodiadol wneud hynny.\u00a0<\/em><\/p>\n<p><em>\u00a0<\/em><em>\u201c<\/em><em>Hyd yn hyn rydym yn falch o fod wedi benthyca dros \u00a378 miliwn i 1,800 o fusnesau bach a chanolig ar draws Gorllewin Canolbarth Lloegr, sydd wedi diogelu 9,517 o swyddi presennol wedi hynny, wedi helpu i greu 5,090 o swyddi newydd ychwanegol ac wedi cynhyrchu gwerth \u00a3404.6 miliwn ychwanegol i economi Gorllewin Canolbarth Lloegr. .\u201d<\/em><\/p>\n<p>Gyda th\u00eem profiadol a chyfeillgar sy&#039;n deall busnes busnes yn wirioneddol, gall BCRS gefnogi sefydliadau mewn ffyrdd prin iawn o gyllidwyr eraill. Mae BCRS yn deall bod ymgeiswyr yn gwerthfawrogi ymagwedd sy&#039;n seiliedig ar berthynas at fenthyca, trwy gynnig cefnogaeth bwrpasol trwy gydol y broses ymgeisio am fenthyciad. At hynny, mae t\u00eem credyd mewnol yn golygu bod pob cais am fenthyciad yn cael ei asesu ar sail ei rinweddau unigol yn hytrach na defnyddio systemau sgorio credyd cyfrifiadurol.<\/p>\n<p>I ddarganfod mwy am Fenthyciadau Busnes BCRS, ewch i&#039;n <a href=\"https:\/\/bcrs.org.uk\/cy\/\">gwefan<\/a>.<\/p>\n<p>Dilynwch ni ar gyfryngau cymdeithasol<\/p>\n<p><a href=\"https:\/\/twitter.com\/B_C_R_S\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-4399\" src=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/t.png\" alt=\"Twitter-logo\" width=\"40\" height=\"40\" srcset=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/t.png 451w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/t-150x150.png 150w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/t-300x300.png 300w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/t-350x350.png 350w\" sizes=\"auto, (max-width: 40px) 100vw, 40px\" \/>@B_C_R_S<\/a><\/p>\n<p><a href=\"https:\/\/www.linkedin.com\/company\/bcrs-small-business-loans\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-4400\" src=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/twitter.png\" alt=\"LinkedIn Logo\" width=\"40\" height=\"40\" srcset=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/twitter.png 456w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/twitter-150x150.png 150w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/twitter-300x300.png 300w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/twitter-350x350.png 350w\" sizes=\"auto, (max-width: 40px) 100vw, 40px\" \/>Benthyciadau Busnes @BCRS<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Mae BCRS yn falch o fod yn fenthyciwr cydweithredol. I ddathlu #coopfortnight (20fed Mehefin \u2013 3ydd Gorffennaf) roeddem am roi cipolwg i chi ar yr hyn y mae bod yn fenthyciwr cydweithredol yn ei olygu i ni yma yn Benthyciadau Busnes BCRS. Fel gyda phob menter gydweithredol, ei haelodau sy\u2019n berchen ar BCRS ac rydym yn falch iawn bod pob un o\u2019r\u2026<\/p>","protected":false},"author":12,"featured_media":6974,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[211,517,655,235,7,52,65,54],"class_list":["post-6973","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-bcrs","tag-blog","tag-coop-fortnight","tag-cooperative","tag-finance","tag-lending","tag-loan","tag-west-midlands"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>BCRS are proud to be a co-operative lender - BCRS Business Loans<\/title>\n<meta name=\"description\" content=\"BCRS are proud to be a co-operative lender. 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