{"id":6700,"date":"2021-12-17T11:36:39","date_gmt":"2021-12-17T11:36:39","guid":{"rendered":"https:\/\/bcrs.org.uk\/?p=6700"},"modified":"2021-12-17T11:36:39","modified_gmt":"2021-12-17T11:36:39","slug":"recovery-loan-scheme-extended-but-with-a-few-changes-after-31st-december-2021","status":"publish","type":"post","link":"https:\/\/bcrs.org.uk\/cy\/blog\/recovery-loan-scheme-extended-but-with-a-few-changes-after-31st-december-2021\/","title":{"rendered":"Cynllun Benthyciad Adennill wedi&#039;i Ymestyn - Ond Gydag Ychydig o Newidiadau Ar \u00f4l 31 Rhagfyr 2021!"},"content":{"rendered":"<p>Mae llawer o fusnesau ledled y wlad \u2013 ac yma yn rhanbarth Gorllewin Canolbarth Lloegr \u2013 yn debygol o deimlo rhyddhad bod y Cynllun Benthyciad Adennill (RLS) wedi\u2019i ymestyn am chwe mis. Cyhoeddwyd yng Nghyllideb yr Hydref y bydd RLS nawr yn derbyn ceisiadau tan 30<sup>fed<\/sup> Mehefin 2022 \u2013 ond bydd rhai newidiadau pwysig ar \u00f4l 31<sup>st<\/sup> Rhagfyr 2021 y dylech fod yn ymwybodol ohono.<\/p>\n<p>Mae Benthyciadau Busnes BCRS yn un o tua 80 o fenthycwyr sydd wedi&#039;u hachredu gan Fanc Busnes Prydain i ddarparu RLS.<\/p>\n<p>Rydym yn falch o gynnig benthyciadau rhwng \u00a325,001 a \u00a3150,000 i fusnesau nad ydynt yn ticio pob un o\u2019r blychau gan fenthycwyr eraill ond sy\u2019n edrych i dyfu ac adfer yn dilyn y pandemig.<\/p>\n<h6><strong>Felly, beth yw&#039;r newidiadau?<\/strong><\/h6>\n<p>O 1<sup>st<\/sup> Ionawr 2022, bydd y newidiadau canlynol yn dod i rym:<\/p>\n<ul>\n<li>Dim ond i fentrau bach a chanolig y bydd y cynllun ar agor (trosiant &lt;\u00a345m)<\/li>\n<li>Uchafswm y cyllid sydd ar gael fydd \u00a32 filiwn fesul busnes (uchafswm fesul Gr\u0175p wedi\u2019i gyfyngu i \u00a36m)<\/li>\n<li>Bydd y sicrwydd gwarant y bydd y llywodraeth yn ei ddarparu i fenthycwyr yn cael ei leihau i 70%<\/li>\n<li>Bydd y newidiadau hyn yn berthnasol i bob cynnig a wneir o 1 Ionawr 2022<\/li>\n<\/ul>\n<h6><strong>Beth yw&#039;r Cynllun Benthyciad Adennill? <\/strong><\/h6>\n<p>Fel nodyn atgoffa byr, lansiodd RLS ar 6 Ebrill 2021 ac mae\u2019n cefnogi mynediad at gyllid i fusnesau\u2019r DU wrth iddynt wella a thyfu yn dilyn pandemig Covid-19.<\/p>\n<p>Nod RLS yw helpu busnesau y mae Covid-19 yn effeithio arnynt a gellir ei ddefnyddio at ddibenion busnes, gan gynnwys: rheoli llif arian, buddsoddiad a thwf. Fe&#039;i cynlluniwyd i gefnogi busnesau sy&#039;n gallu fforddio cymryd cyllid ychwanegol at y dibenion hyn.<\/p>\n<p>Mae busnesau sydd wedi cymryd cyfleuster CBILS, CLBILS neu BBLS yn gallu cael mynediad at y cynllun newydd.<\/p>\n<p>Un o nodau allweddol y Cynllun Benthyciad Adennill yw gwella\u2019r telerau sydd ar gael i fusnesau, ond os gall benthyciwr gynnig y dewis o fenthyciad masnachol i fusnes ar delerau gwell, heb fod angen y warant a ddarperir gan yr RLS, dylent wneud hynny.<\/p>\n<h6><strong>\u00a0<\/strong><strong>Cynllun Benthyciad Adennill trwy Fenthyciadau Busnes BCRS <\/strong><\/h6>\n<p>Mae nodweddion allweddol y cynllun yn cynnwys:<\/p>\n<ul>\n<li>Symiau RLS ar gael gan BCRS: Lleiafswm benthyciad RLS o \u00a325,001 hyd at uchafswm cyfleuster o \u00a3150,000.<\/li>\n<li>Hyd y tymor: Mae benthyciadau tymor ar gael o ddeuddeg mis hyd at bum mlynedd.<\/li>\n<li>Llog a ffioedd i&#039;w talu gan y benthyciwr o&#039;r cychwyn cyntaf: Mae&#039;n ofynnol i fusnesau dalu costau taliadau llog ac unrhyw ffioedd sy&#039;n gysylltiedig \u00e2 chyfleuster RLS.<\/li>\n<li>Mynediad i gynlluniau Covid-19 lluosog: Mae busnesau sydd wedi cymryd cyfleuster CBILS, CLBILS neu BBLS yn gallu cael mynediad i\u2019r cynllun newydd er y gall y swm y maent wedi\u2019i fenthyca o dan gynllun blaenorol gyfyngu ar y swm y gallant ei fenthyca o dan RLS dan rai amgylchiadau.<\/li>\n<li>Nid oes angen Gwarantau Personol ar gyfer cyfleusterau RLS gan BCRS.<\/li>\n<li>Gwarant i\u2019r Benthyciwr: Mae\u2019r cynllun yn rhoi gwarant a gefnogir gan y llywodraeth i\u2019r benthyciwr \u2013 yn yr achos hwn Benthyciadau Busnes BCRS \u2013 yn erbyn balans dyledus y cyfleuster. Mae&#039;r benthyciwr bob amser yn parhau i fod yn 100% yn atebol am y ddyled.<\/li>\n<\/ul>\n<p>Rydym yn deall mai busnesau bach yw asgwrn cefn ein heconomi, ac rydym felly wedi ymrwymo i ddarparu\u2019r cyllid sydd ei angen i gefnogi eu twf a\u2019u hadferiad yn dilyn y pandemig. Rydym bellach wedi darparu dros \u00a32.5 miliwn i 37 o fusnesau yn rhanbarth Gorllewin Canolbarth Lloegr drwy\u2019r Cynllun Benthyciad Adfer, sydd wedi helpu i ddiogelu dros 400 o swyddi a chreu 145 o swyddi ychwanegol.<\/p>\n<p>Gallwch ddarganfod mwy am y Cynllun Benthyciad Adennill trwy Fenthyciadau Busnes BCRS, gan gynnwys meini prawf cymhwyster, yn <a href=\"https:\/\/bcrs.org.uk\/cy\/recovery-loan-scheme\/\">https:\/\/bcrs.org.uk\/recovery-loan-scheme\/<\/a><\/p>\n<p>I gael y newyddion diweddaraf dilynwch ni ar gyfryngau cymdeithasol:<\/p>\n<p><a href=\"https:\/\/twitter.com\/B_C_R_S\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-4399\" src=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/t.png\" alt=\"Twitter-logo\" width=\"40\" height=\"40\" srcset=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/t.png 451w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/t-150x150.png 150w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/t-300x300.png 300w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/t-350x350.png 350w\" sizes=\"auto, (max-width: 40px) 100vw, 40px\" \/>@B_C_R_S<\/a><\/p>\n<p><a href=\"https:\/\/www.linkedin.com\/company\/bcrs-small-business-loans\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-4400\" src=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/twitter.png\" alt=\"LinkedIn Logo\" width=\"40\" height=\"40\" srcset=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/twitter.png 456w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/twitter-150x150.png 150w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/twitter-300x300.png 300w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/twitter-350x350.png 350w\" sizes=\"auto, (max-width: 40px) 100vw, 40px\" \/>Benthyciadau Busnes @BCRS<\/a><\/p>\n<p style=\"text-align: center;\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-5764 aligncenter\" src=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2020\/09\/BBB_Delivery-Partner_Badge_2020__-002.png\" alt=\"\" width=\"244\" height=\"154\" srcset=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2020\/09\/BBB_Delivery-Partner_Badge_2020__-002.png 1141w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2020\/09\/BBB_Delivery-Partner_Badge_2020__-002-300x188.png 300w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2020\/09\/BBB_Delivery-Partner_Badge_2020__-002-1024x643.png 1024w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2020\/09\/BBB_Delivery-Partner_Badge_2020__-002-500x314.png 500w\" sizes=\"auto, (max-width: 244px) 100vw, 244px\" \/>Rheolir y Cynllun Benthyciad Adennill gan Fanc Busnes Prydain ar ran, a chyda chefnogaeth ariannol, yr Ysgrifennydd Gwladol dros Fusnes, Ynni a Strategaeth Ddiwydiannol. Mae Banc Busnes Prydain ccc yn fanc datblygu sy\u2019n eiddo\u2019n gyfan gwbl i Lywodraeth EM. Nid yw wedi&#039;i awdurdodi na&#039;i reoleiddio gan y PRA na&#039;r FCA. Ymwelwch <a href=\"http:\/\/www.british-business-bank.co.uk\/recovery-loan-scheme\">http:\/\/www.british-business-bank.co.uk\/recovery-loan-scheme<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Mae llawer o fusnesau ledled y wlad \u2013 ac yma yn rhanbarth Gorllewin Canolbarth Lloegr \u2013 yn debygol o deimlo rhyddhad bod y Cynllun Benthyciad Adennill (RLS) wedi\u2019i ymestyn am chwe mis. Cyhoeddwyd yng Nghyllideb yr Hydref y bydd RLS nawr yn derbyn ceisiadau tan 30 Mehefin 2022 \u2013 ond bydd rhai pwysig\u2026<\/p>","protected":false},"author":12,"featured_media":6709,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[517,384,9,7,52,65,604,66,191,54],"class_list":["post-6700","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-blog","tag-british-business-bank","tag-business","tag-finance","tag-lending","tag-loan","tag-recovery-loan-scheme","tag-sme","tag-support","tag-west-midlands"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Recovery Loan Scheme Extended \u2013 But With a Few Changes After 31st December 2021! - BCRS Business Loans<\/title>\n<meta name=\"description\" content=\"Recovery Loan Scheme Extended \u2013 But With a Few Changes After 31st December 2021! 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