{"id":6660,"date":"2021-11-10T15:51:02","date_gmt":"2021-11-10T15:51:02","guid":{"rendered":"https:\/\/bcrs.org.uk\/?p=6660"},"modified":"2021-11-10T15:51:02","modified_gmt":"2021-11-10T15:51:02","slug":"tonys-tips-how-smes-can-counter-rising-costs","status":"publish","type":"post","link":"https:\/\/bcrs.org.uk\/cy\/blog\/tonys-tips-how-smes-can-counter-rising-costs\/","title":{"rendered":"Awgrymiadau Tony: Sut Gall BBaChau Wrthweithio Costau Cynyddol"},"content":{"rendered":"

Dangosodd arolwg busnes diweddaraf y Swyddfa Ystadegau Gwladol (ONS) fod bron i draean o gwmn\u00efau wedi gweld cynnydd uwch na\u2019r arfer yng nghost deunyddiau, nwyddau a gwasanaethau yn ddiweddar.<\/p>\n

Dywedodd 10% o fusnesau eu bod wedi cynyddu pris nwyddau a gwasanaethau ar ddechrau mis Medi 2021 \u2013 i fyny o 8% ganol mis Awst 2021 a 4% ddiwedd mis Rhagfyr 2020. Roedd bron i chwarter (23%) yn fanwerthwyr ar draws y sectorau cyfanwerthu a defnyddwyr a 25% yn y diwydiant gweithgynhyrchu.<\/p>\n

Mae yna lawer o resymau pam mae costau busnes yn cynyddu. Rydym yn ymchwilio ychydig yn ddyfnach i'r rhai mwyaf arwyddocaol ac mae ein pennaeth credyd, Tony Wood, yn rhoi rhai awgrymiadau ar sut y gall perchnogion busnesau oresgyn yr heriau hyn.<\/p>\n

Egni <\/strong><\/h6>\n

Mae\u2019r cynnydd mawr ym mhrisiau ynni yn gwthio cyflenwyr ynni allan o fusnes sy\u2019n golygu y bydd pawb yn gweld cynnydd yn y pris, nid busnesau\u2019n unig. Dylem ddisgwyl gweld cynnydd o 30% mewn prisiau ynni wrth i ni fynd i mewn i 2022. Gall hyn fod dros dro neu beidio.<\/p>\n

O ganlyniad, mae\u2019n anochel y bydd yn rhaid i rai busnesau drosglwyddo\u2019r gost ychwanegol hon er mwyn goroesi, felly byddant yn dechrau cynyddu pris eu cynnyrch neu eu gwasanaethau.<\/p>\n

draw at Tony\u2026 \u201cFel perchennog busnes mae yna ffyrdd eraill o leihau eich costau ynni heb fod angen codi prisiau cynnyrch yn rhy fuan. Dechreuwch yn syml gyda diffodd goleuadau, offer swyddfa a pheiriannau ar ddiwedd y diwrnod gwaith a newidiwch i fylbiau ynni-effeithlon fel LED lle bo modd. <\/em><\/p>\n

\u201cGallwch hefyd edrych i mewn i fantais hirdymor buddsoddi mewn offer ynni-effeithlon a\u2019r posibilrwydd o ddefnyddio ynni solar i bweru eiddo\u2019r busnes a allai fod \u00e2 manteision cost hirdymor.\u201d<\/em><\/p>\n

Chwyddiant <\/strong><\/h6>\n

Mae costau byw cynyddol yn effeithio ar fusnesau yn ogystal ag unigolion. Mae llawer o fusnesau yn gweld bod deunyddiau craidd, dosbarthu a phrisiau tanwydd yn effeithio ar y llinell waelod. Yn ei dro mae hyn yn gorfodi perchnogion busnes i gynyddu eu pris i gwsmeriaid i wneud iawn am yr arian y maent yn ei golli.<\/p>\n

\u201cNid oes amheuaeth mai\u2019r peth olaf y mae perchnogion busnesau bach am ei wneud yw cynyddu eu prisiau i ddefnyddwyr yn ddramatig ar hyn o bryd,\u201d parhaodd Tony.<\/em><\/p>\n

\u201cGyda hyn mewn golwg, efallai y byddwch am ddechrau ystyried sut yr ydych yn mynd at eich cynnydd pris dros y misoedd nesaf. Mae cwsmeriaid yn fwy tebygol o dderbyn codiadau prisiau amlach, llai na naid sydyn i'r pen dwfn. <\/em><\/p>\n

\u201cFfordd arall o baratoi ar gyfer chwyddiant yw stocio\u2019r stocrestr lle bo hynny\u2019n ariannol bosibl cyn i brisiau cyflenwyr godi a defnyddio cronfeydd arian parod wrth gefn fel byffer i \u2018brynu\u2019 amser i chi addasu pris eich cynnyrch eich hun.\u201d <\/em><\/p>\n

Furlough a Staffio<\/strong><\/h6>\n

Mae\u2019r cynllun ffyrlo, a helpodd busnesau i gadw gweithwyr ar eu llyfrau pan oedd cyfyngiadau coronafeirws mewn grym, wedi dod i ben o\u2019r diwedd ar \u00f4l cyfnod o gwtogi.<\/p>\n

\u201c<\/em>Mae'n bryd bod yn realistig am anghenion staffio eich busnes. Rydym bob amser yn annog busnesau i gadw eu staff ymlaen lle bynnag y bo modd, efallai drwy addasu eu r\u00f4l a\u2019u cyfrifoldebau neu eu cael i weithio ar brosiect newydd. Fodd bynnag, rydym yn gwerthfawrogi nad yw hyn bob amser yn synhwyrol ac y gallai diswyddiadau fod yn anochel.<\/em><\/p>\n

\u201cOherwydd y costau cysylltiedig, byddem yn annog busnesau i fod yn wyliadwrus cyn cymryd y camau hyn ac ystyried yn iawn a yw gor staffio yn fater tymor byr neu dymor hir. Dylid hefyd ystyried opsiynau eraill megis lleihau oriau dros y tymor byr. Rydym yn annog busnesau i ymgysylltu \u00e2 gweithiwr AD proffesiynol wrth ystyried eu hopsiynau.<\/em><\/p>\n

\u00a0\u201cCofiwch hefyd, os oes gennych chi hawliadau t\u00e2l salwch coronafeirws i\u2019w gwneud am y cyfnod hyd at 30fed<\/sup> Medi 2021, sicrhewch eich bod yn eu gwneud yn gynt yn hytrach nag yn hwyrach gan na fyddwch yn gallu gwneud yr hawliadau hyn ar \u00f4l 31st<\/sup> Rhagfyr 2021.\u201d <\/em><\/p>\n

TAW <\/strong><\/h6>\n

Mae rhai meysydd o fusnesau bach, yn enwedig yn y sector lletygarwch, wedi elwa o doriad TAW i\u2019w helpu i wella ar \u00f4l y pandemig. Daeth y toriad gwreiddiol, o 20% i 5%, i rym ar 1st<\/sup> Gorffennaf 2020. Ers hynny, cynyddodd y gyfradd i 12.5% ar 1st<\/sup> Hydref 2021 a bydd hyn yn berthnasol tan 31st<\/sup> Mawrth 2022.<\/p>\n

Mae'r gyfradd yn berthnasol i gyflenwyr gwasanaethau bwyty, bwyd tecaw\u00ea poeth, llety gwyliau a mynediad i rai atyniadau. Nid yw\u2019r cynnydd hwn wedi\u2019i groesawu gan y sector lletygarwch. Nhw oedd y rhai a gafodd eu taro galetaf o bell ffordd yn ystod anterth y pandemig a gallai\u2019r cynnydd hwn mewn TAW effeithio\u2019n sylweddol ar gyfradd goroesi llawer o fusnesau ar draws y sector.<\/p>\n

Daeth Tony i\u2019r casgliad: \u201cNid yw\u2019n hawdd goresgyn heriau\u2019r cynnydd mewn TAW a gofynnir i\u2019r rhai yr effeithir arnynt wneud hynny <\/em>sicrhau bod prisiau ar fwydlenni a thocynnau yn cael eu diweddaru gyda\u2019r costau newydd ac ystyried a oes rhaid i brisiau a godir ar ddefnyddwyr godi.\u00a0<\/em>Mae canolbwyntio ar docio costau busnes nawr yn hanfodol o'r blaen <\/em>Mae TAW yn codi i 20% ar 1st<\/sup> Ebrill 2022.\u201d <\/em><\/p>\n

Sut gall Benthyciadau Busnes BCRS eich cefnogi? <\/strong><\/h6>\n

Os yw'r cynnydd diweddar mewn costau wedi effeithio ar eich busnes, efallai y gallwn helpu.<\/p>\n

Mae Benthyciadau Busnes BCRS wedi ymrwymo i gefnogi busnesau bach a chanolig ar draws Gorllewin Canolbarth Lloegr nad ydynt yn ticio'r holl flychau gan fenthycwyr traddodiadol. Rydym yn cynnig benthyciadau rhwng \u00a310,000 a \u00a3150,000 i roi hwb i\u2019ch twf a\u2019ch adferiad yn dilyn y pandemig.<\/p>\n

Cliciwch yma\u00a0<\/a>am fwy o wybodaeth.<\/p>\n

Cewch y wybodaeth ddiweddaraf am holl bethau BCRS trwy ein dilyn ar gyfryngau cymdeithasol.<\/p>\n

\"Twitter-logo\"@B_C_R_S<\/a><\/p>\n

\"LinkedInBenthyciadau Busnes @BCRS<\/a><\/p>","protected":false},"excerpt":{"rendered":"

Dangosodd arolwg busnes diweddaraf y Swyddfa Ystadegau Gwladol (ONS) fod bron i draean o gwmn\u00efau wedi gweld cynnydd uwch na\u2019r arfer yng nghost deunyddiau, nwyddau a gwasanaethau yn ddiweddar. Dywedodd 10% o fusnesau eu bod wedi cynyddu pris nwyddau a gwasanaethau ddechrau mis Medi 2021 \u2013 i fyny o 8% ganol mis Awst 2021 a 4% yn\u2026<\/p>","protected":false},"author":12,"featured_media":6661,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[156,517,9,628,627,112,629,54],"class_list":["post-6660","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-alternative-finance","tag-blog","tag-business","tag-inflation","tag-rising-costs","tag-tips","tag-vat","tag-west-midlands"],"yoast_head":"\nTony\u2019s Tips: How SMEs Can Counter Rising Costs - BCRS Business Loans<\/title>\n<meta name=\"description\" content=\"There are many reasons why business costs are rising. 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