{"id":6183,"date":"2021-02-22T16:41:40","date_gmt":"2021-02-22T16:41:40","guid":{"rendered":"https:\/\/bcrs.org.uk\/?p=6183"},"modified":"2021-02-22T17:17:08","modified_gmt":"2021-02-22T17:17:08","slug":"the-vital-role-of-cdfis-during-the-pandemic","status":"publish","type":"post","link":"https:\/\/bcrs.org.uk\/cy\/blog\/the-vital-role-of-cdfis-during-the-pandemic\/","title":{"rendered":"R\u00f4l hanfodol SCDCau yn ystod y pandemig."},"content":{"rendered":"<p>Croeso yn \u00f4l i flog BCRS. Yr wythnos hon byddwn yn dathlu\u2019r r\u00f4l hanfodol y mae CFIs yn y DU wedi\u2019i chwarae yn ystod y pandemig hyd yn hyn.<\/p>\n<h6><strong>Beth yw SCDC (Sefydliad Cyllid Datblygu Cymunedol)? <\/strong><\/h6>\n<p>Sefydliadau yw SCDCau sy\u2019n darparu benthyciadau i gefnogi busnesau nad ydynt yn gallu cael gafael ar gyllid gan fenthycwyr traddodiadol fel banciau.<\/p>\n<p>Fel SCDC ein hunain, rydym yn deall yr anawsterau y gall busnesau bach eu cael pan fydd angen cyllid. Mae yna lawer o resymau mae busnesau&#039;n ei chael hi&#039;n anodd cael gafael ar gyllid gan fenthycwyr traddodiadol. Mae\u2019n bosibl bod ganddynt hanes credyd gwael, diffyg hanes, bod ganddynt drefniadau diogelwch afresymol neu\u2019n gweithredu mewn cymuned nad yw\u2019n cael ei gwasanaethu\u2019n ddigonol neu sydd dan anfantais.<\/p>\n<p>I ni, nid dyma\u2019r unig beth a\u2019r diwedd wrth ystyried mynediad at gyllid. Nid yw BCRS yn defnyddio sgorio credyd cyfrifiadurol amhersonol a bydd Rheolwr Datblygu Busnes a Benthyca pwrpasol yn cael ei neilltuo i chi a fydd yn cwrdd \u00e2 chi trwy alwad fideo ac wrth law i&#039;ch helpu trwy gydol y broses ymgeisio am fenthyciad.<\/p>\n<p>Mae llawer o SCDCau yn cynnig benthyciadau i fusnesau sy&#039;n gwneud cyfraniad cadarnhaol at les cymdeithasol ac economaidd eu cymunedau.<\/p>\n<p>&nbsp;<\/p>\n<h6><strong>R\u00f4l CFIs yn ystod y pandemig hyd yn hyn<\/strong><\/h6>\n<p>Gan fwrw ein meddyliau yn \u00f4l i fis Mawrth 2020, oherwydd yr achosion o covid-19 daeth yn amlwg yn gyflym iawn bod cyllid ar gyfer busnesau bach yn hanfodol yn fwy nag erioed o\u2019r blaen ar gyfer bywoliaeth llawer o berchnogion busnes, y cymunedau y maent yn eu gwasanaethu ac economi\u2019r DU.<\/p>\n<p>Camodd SCDCau i\u2019r adwy a chamu i\u2019r adwy, gan weithio\u2019n ddiflino i gefnogi busnesau a mentrau cymdeithasol, gan sicrhau achrediad gan Fanc Busnes Prydain i\u2019n galluogi i gyflawni\u2019r Cynllun Benthyciadau Ymyriad Coronafeirws a gefnogir gan y llywodraeth.<\/p>\n<p>Yn ystod y tri mis cyntaf benthyca cynyddu <a href=\"https:\/\/responsiblefinance.org.uk\/\">250%<\/a> o&#039;i gymharu \u00e2&#039;r un cyfnod yn 2019. Mae SCDCau bellach wedi benthyca swm enfawr <a href=\"https:\/\/responsiblefinance.org.uk\/\">\u00a370 miliwn<\/a> i fusnesau bach a chanolig ledled y DU drwy\u2019r Cynllun Benthyciadau Ymyriad Coronafeirws ac mae\u2019r nifer hwnnw\u2019n debygol o barhau i gynyddu dros y misoedd nesaf.<\/p>\n<p>&nbsp;<\/p>\n<h6><strong>Yngl\u0177n \u00e2 Benthyciadau Busnes BCRS <\/strong><\/h6>\n<p>Mae BCRS yn fenthyciwr achrededig ar gyfer y Cynllun Benthyciadau Tarfu ar Fusnes yn sgil Coronafeirws (CBILS) sy\u2019n darparu cyllid i fusnesau bach a chanolig yng Ngorllewin Canolbarth Lloegr a\u2019r cyffiniau rhwng \u00a350,001 a \u00a3150,000 gyda thymhorau o 1-6 blynedd. Os gwelwch yn dda<a href=\"https:\/\/bcrs.org.uk\/cy\/coronavirus-loan-scheme\/\">\u00a0cliciwch yma<\/a>\u00a0i ddarganfod mwy am ein cynnig a meini prawf cymhwyster.<\/p>\n<p>Ar hyn o bryd mae disgwyl i&#039;r cynllun ddod i ben ar y 31<sup>st<\/sup> Mawrth 2021 felly rydym yn annog busnesau bach a chanolig yng Ngorllewin Canolbarth Lloegr sy\u2019n ystyried gwneud cais am y cynllun i wneud hynny.<\/p>\n<p>Hyd yn hyn rydym wedi cefnogi 124 o fusnesau yng Ngorllewin Canolbarth Lloegr a\u2019r cyffiniau drwy CBILS, gan roi benthyg dros \u00a311 miliwn a chreu a diogelu dros 1800 o swyddi sy\u2019n rhywbeth yr ydym yn hynod falch ohono.<\/p>\n<p>Sylwch NAD YW BCRS yn ddarparwr Benthyciad Adlamu yn \u00d4l felly rydym yn eich annog i wneud hynny\u00a0<a href=\"https:\/\/www.british-business-bank.co.uk\/ourpartners\/coronavirus-business-interruption-loan-schemes\/bounce-back-loans\/current-accredited-lenders-and-partners\/\">cliciwch yma<\/a>\u00a0i ddod o hyd i fenthycwyr achrededig a allai helpu.<\/p>\n<p>I gael rhagor o wybodaeth am CBILS gyda benthycwyr achrededig eraill\u00a0<a href=\"https:\/\/www.british-business-bank.co.uk\/ourpartners\/coronavirus-business-interruption-loan-scheme-cbils-2\/current-accredited-lenders-and-partners\/\">cliciwch yma<\/a>.<\/p>\n<p><a href=\"https:\/\/bcrs.org.uk\/cy\/category\/blog\/\">Cliciwch yma<\/a>\u00a0i ddarllen mwy o dudalen blog BCRS.<\/p>\n<p>Dilynwch ni ar gyfryngau cymdeithasol<\/p>\n<p><a href=\"https:\/\/twitter.com\/B_C_R_S\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-4399\" src=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/t.png\" alt=\"Twitter-logo\" width=\"40\" height=\"40\" srcset=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/t.png 451w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/t-150x150.png 150w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/t-300x300.png 300w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/t-350x350.png 350w\" sizes=\"auto, (max-width: 40px) 100vw, 40px\" \/>@B_C_R_S<\/a><\/p>\n<p><a href=\"https:\/\/www.linkedin.com\/company\/bcrs-small-business-loans\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-4401\" src=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/twitter-1.png\" alt=\"\" width=\"40\" height=\"40\" srcset=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/twitter-1.png 456w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/twitter-1-150x150.png 150w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/twitter-1-300x300.png 300w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/twitter-1-350x350.png 350w\" sizes=\"auto, (max-width: 40px) 100vw, 40px\" \/>Benthyciadau Busnes @BCRS<\/a><\/p>\n<p><a href=\"https:\/\/www.facebook.com\/BCRSBusinessLoans\/\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-5598\" src=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2020\/06\/Facebook-New-Logo-2013.png\" alt=\"Facebook Logo\" width=\"40\" height=\"40\" \/>@BCRSBusinessLoans<\/a><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-4565\" src=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/10\/7048-BCRS-Lauren-McGowan-Avatar-STG1-04.06.2019.png\" alt=\"Lauren-McGowan Avatar\" width=\"39\" height=\"39\" \/>Cyhoeddwyd gan \u2013 Lauren McGowan \u2013 Cynorthwyydd Marchnata Digidol<\/p>","protected":false},"excerpt":{"rendered":"<p>Croeso n\u00f4l i flog BCRS. Yr wythnos hon byddwn yn dathlu\u2019r r\u00f4l hanfodol y mae CFIs yn y DU wedi\u2019i chwarae yn ystod y pandemig hyd yn hyn. Beth yw SCDC (Sefydliad Cyllid Datblygu Cymunedol)? Sefydliadau yw SCDCau sy\u2019n darparu benthyciadau i gefnogi busnesau nad ydynt yn gallu cael gafael ar gyllid gan fenthycwyr traddodiadol fel banciau\u2026.<\/p>","protected":false},"author":12,"featured_media":6188,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[],"class_list":["post-6183","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The vital role of CDFIs during the pandemic. - BCRS Business Loans<\/title>\n<meta name=\"description\" content=\"Due to the covid-19 outbreak, CDFI\u2019s stepped in and stepped up, working tirelessly to support businesses and social enterprises.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bcrs.org.uk\/cy\/blog\/the-vital-role-of-cdfis-during-the-pandemic\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The vital role of CDFIs during the pandemic. - 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