{"id":6043,"date":"2020-12-14T15:32:28","date_gmt":"2020-12-14T15:32:28","guid":{"rendered":"https:\/\/bcrs.org.uk\/?p=6043"},"modified":"2020-12-14T15:32:28","modified_gmt":"2020-12-14T15:32:28","slug":"achievements-and-positive-experiences-of-2020","status":"publish","type":"post","link":"https:\/\/bcrs.org.uk\/cy\/blog\/achievements-and-positive-experiences-of-2020\/","title":{"rendered":"Llwyddiannau a Phrofiadau Cadarnhaol 2020"},"content":{"rendered":"<p class=\"MsoNormal\" style=\"text-align: left;\" align=\"center\"><span style=\"color: black; text-align: justify;\">Fel yr wyf wedi\u2019i ddweud o\u2019r blaen, mae eleni wedi bod ymhell o fod yr hyn yr ydym yn ei ystyried yn \u2018normal\u2019 ac i lawer o fusnesau mae wedi bod yn heriol iawn.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"text-align: left;\"><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black; mso-themecolor: text1;\">Fodd bynnag, gadewch i ni gymryd cam yn \u00f4l am eiliad a thynnu allan yr holl gyflawniadau a phrofiadau cadarnhaol o&#039;r flwyddyn ryfedd hon. <\/span><\/p>\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black; mso-themecolor: text1;\">Faint ohonoch sy&#039;n darllen hwn sydd wedi cyflawni rhywbeth nad oeddech chi erioed wedi meddwl y byddech, boed yn bersonol neu fel sefydliad? <\/span><\/p>\n<h6 class=\"MsoNormal\" style=\"text-align: justify;\"><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black; mso-themecolor: text1;\">\u00a0<\/span><strong><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black; mso-themecolor: text1;\">Dechreuaf gyda chyflawniadau a phrofiadau cadarnhaol BCRS yn 2020\u2026<\/span><\/strong><\/h6>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; background: white;\"><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black; mso-themecolor: text1;\">\u2026Fel y byddech chi i gyd wedi dyfalu erbyn hyn, rydyn ni i gyd yn dal i weithio o gartref gan gadw at ganllawiau&#039;r Llywodraeth. Gweler ein llun t\u00eem hyfryd &#039;gweithio o gartref&#039; uchod. <\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; background: white;\"><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black; mso-themecolor: text1;\">Fel t\u00eem rydym wedi arfer bod gyda&#039;n gilydd yn y swyddfa felly roedd gwneud gwaith cyfathrebu rhithwir yn flaenoriaeth. Mae&#039;n bwysig cadw mewn cysylltiad \u00e2&#039;ch gilydd a sgwrsio am bethau heblaw gwaith er mwyn cynnal mor\u00e2l. Mae gennym gyfarfodydd t\u00eem rhithwir trwy gydol yr wythnos i siarad am ein diwrnod a rhannu unrhyw newyddion gyda&#039;n gilydd.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; background: white;\"><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black; mso-themecolor: text1;\">Cyflwynwyd nifer o brosesau cadarn gennym fel y gall ein holl adrannau gyd-redeg yn ddi-dor gyda\u2019r effaith leiaf bosibl\/os o gwbl ar ein cwsmeriaid, cyflwynwyr a chysylltiadau proffesiynol, a chyflwynwyd hefyd y defnydd o gyfarfodydd rhithwir a phroses ar gyfer cofrestru o bell. Fel benthyciwr ar sail perthynas roedd yn rhaid i ni feddwl yn ofalus iawn am hyn pan ddaeth cadw pellter cymdeithasol i rym. Creu perthnasoedd digidol parhaol gyda&#039;n cleientiaid i wneud y gorau o sefyllfa ansicr.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; background: white;\"><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black; mso-themecolor: text1;\">Gyda&#039;n cyflwynwyr mewn golwg, mae ffordd newydd o rwydweithio yn rhywbeth yr ydym yn parhau i&#039;w ddatblygu fel y gallwn barhau i feithrin perthnasoedd heb gyswllt corfforol. Mae meithrin y perthnasoedd hyn yn bwysig er mwyn i BCRS allu cefnogi cymaint o BBaChau Gorllewin Canolbarth Lloegr \u00e2 phosibl.<\/span><\/p>\n<p>Yn gynharach yn y flwyddyn, pan oedd y pandemig mewn grym llawn, roeddem am wneud hynny <a href=\"https:\/\/bcrs.org.uk\/cy\/bcrs-donates-4000-to-charities-across-the-west-midlands\/\">ymestyn ein cefnogaeth i elusennau lleol<\/a>, y mae eu gwasanaethau wedi bod mor hanfodol yn ystod y cyfnod hwn. Rydym wedi cyfrannu \u00a34000 ar draws wyth elusen mewn ymateb i&#039;w hap\u00eal covid-19 ac wedi cynnal tri cwis elusennol rhithwir gan godi dros \u00a31800 i elusennau lleol.<\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; background: white;\"><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black; mso-themecolor: text1;\">Ac yn y bwrlwm y cyfan sydd gennym <\/span><span style=\"color: black; mso-color-alt: windowtext;\"><a href=\"https:\/\/bcrs.org.uk\/cy\/10-million-lending-milestone-during-coronavirus\/\"><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black; mso-themecolor: text1; background: white;\">rhagori ar ein benthyciadau y flwyddyn flaenorol<\/span><\/a><\/span><span class=\"MsoHyperlink\"><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black; mso-themecolor: text1; background: white;\"> ffigwr,<\/span><\/span><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black; mso-themecolor: text1; background: white;\"> ychydig dros saith mis, i mewn i&#039;r flwyddyn ariannol ar \u00f4l darparu \u00a310 miliwn i BBaChau yng Ngorllewin Canolbarth Lloegr a&#039;r cyffiniau <\/span><\/p>\n<h6><strong><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black; mso-themecolor: text1;\">Dyna ddigon amdanom ni, nawr hoffem i chi fyfyrio ar eich cyflawniadau a&#039;ch profiadau cadarnhaol yn 2020. <\/span><\/strong><\/h6>\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black; mso-themecolor: text1;\">Efallai eich bod wedi defnyddio cloi\/ffyrlo fel cyfle i astudio ychydig yn galetach, gwella&#039;ch iechyd a&#039;ch ffitrwydd neu achub ar y siawns y bydd eich cartref yn treulio amser gwerthfawr gyda&#039;ch gilydd? <\/span><\/p>\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black; mso-themecolor: text1;\">Rydyn ni i gyd yn cael ein dal mewn amserlenni gwaith prysur, rydw i wedi colli cyfrif o faint o alwadau fideo rydw i wedi bod ynddynt dros yr wyth mis diwethafOnd unwaith y bydd y diwrnod drosodd rydych chi&#039;n gwybod eich bod chi&#039;n mynd i fod yn treulio amser gyda&#039;ch teulu oherwydd wel, doedd dim byd arall i&#039;w wneud. <\/span><\/p>\n<h6 class=\"MsoNormal\" style=\"text-align: justify;\"><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black; mso-themecolor: text1;\">\u00a0<\/span><strong><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black; mso-themecolor: text1;\">Sut mae eich busnes wedi addasu? <\/span><\/strong><\/h6>\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black; mso-themecolor: text1;\">Sawl un ohonoch sydd bellach yn gweithredu ar-lein, yn gweithio gartref i bob pwrpas, yn cynnig cynnyrch newydd, ac yn dod o hyd i ffyrdd newydd ac arloesol o gadw&#039;ch busnes i fynd na wnaethoch chi erioed feddwl am eu gwneud am o leiaf ychydig flynyddoedd eto os o gwbl. <\/span><\/p>\n<p class=\"MsoNormal\" style=\"text-align: justify;\"><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black; mso-themecolor: text1;\">Gwn am lawer o fusnesau lletygarwch sydd bellach yn cynnig &#039;pub grub&#039; tecaw\u00ea. Siopau bach yn manteisio ar b\u0175er cyfryngau cymdeithasol i werthu eu cynnyrch. Dim ond dwy enghraifft yw\u2019r rhain o lawer o ffyrdd arloesol y mae busnesau a sectorau wedi\u2019u haddasu.<span style=\"mso-spacerun: yes;\">\u00a0 <\/span><\/span><\/p>\n<h6 class=\"MsoNormal\" style=\"text-align: justify;\"><strong><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black; mso-themecolor: text1;\">Daw CBILS i ben 31<sup>st<\/sup> Ionawr<\/span><\/strong><\/h6>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; background: white;\"><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black; mso-themecolor: text1;\">Mae\u2019r Cynllun Benthyciadau Tarfu ar Fusnes yn sgil Coronafeirws yn cael ei ddarparu gan Fanc Busnes Prydain drwy fenthycwyr achrededig fel Benthyciadau Busnes BCRS i gefnogi\u2019r gwaith parhaus o ddarparu cyllid i fusnesau llai (BBaCh) yn ystod yr achosion o Covid-19.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; background: white;\"><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black; mso-themecolor: text1;\">Rydym yn cefnogi busnesau yng Ngorllewin Canolbarth Lloegr nad ydynt yn gallu cael gafael ar gyllid gan fenthycwyr traddodiadol, drwy gynnig benthyciadau o \u00a310,000 i \u00a3150,000 gyda thymhorau hyd at chwe blynedd. O dan CBILS, bydd llog a ffioedd a godir gan fenthycwyr yn cael eu talu gan y Llywodraeth am y 12 mis cyntaf.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; background: white;\"><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black; mso-themecolor: text1;\">Cliciwch os gwelwch yn dda\u00a0<\/span><span style=\"color: black; mso-color-alt: windowtext;\"><a href=\"https:\/\/bcrs.org.uk\/cy\/coronavirus-loan-scheme\/\"><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black; mso-themecolor: text1; text-decoration: none; text-underline: none;\">yma<\/span><\/a><\/span><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black; mso-themecolor: text1;\">\u00a0a\u00a0<\/span><span style=\"color: black; mso-color-alt: windowtext;\"><a href=\"https:\/\/www.british-business-bank.co.uk\/ourpartners\/coronavirus-business-interruption-loan-scheme-cbils-2\/\"><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black; mso-themecolor: text1; text-decoration: none; text-underline: none;\">yma<\/span><\/a><\/span><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black; mso-themecolor: text1;\">\u00a0am fwy o wybodaeth.<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; background: white;\"><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black;\">Dilynwch ni ar gyfryngau cymdeithasol:<\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; background: white;\"><span style=\"color: black; mso-color-alt: windowtext;\"><a href=\"https:\/\/twitter.com\/B_C_R_S\"><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-4399\" src=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/t.png\" alt=\"Twitter-logo debenture\" width=\"40\" height=\"40\" srcset=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/t.png 451w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/t-150x150.png 150w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/t-300x300.png 300w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/t-350x350.png 350w\" sizes=\"auto, (max-width: 40px) 100vw, 40px\" \/>@B_C_R_S<\/span><\/a><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; background: white;\"><span style=\"color: black; mso-color-alt: windowtext;\"><a href=\"https:\/\/www.linkedin.com\/company\/bcrs-small-business-loans\"><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-4400\" src=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/twitter.png\" alt=\"LinkedIn Logo - Debenture\" width=\"40\" height=\"40\" srcset=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/twitter.png 456w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/twitter-150x150.png 150w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/twitter-300x300.png 300w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/twitter-350x350.png 350w\" sizes=\"auto, (max-width: 40px) 100vw, 40px\" \/>Benthyciadau Busnes @BCRS<\/span><\/a><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; text-align: justify; background: white;\"><span style=\"color: black; mso-color-alt: windowtext;\"><a href=\"https:\/\/www.facebook.com\/BCRSBusinessLoans\/\"><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-5598\" src=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2020\/06\/Facebook-New-Logo-2013.png\" alt=\"Facebook Logo Debenture\" width=\"40\" height=\"40\" \/>@BCRSBusinessLoans<\/span><\/a><\/span><\/p>\n<p class=\"MsoNormal\" style=\"mso-margin-top-alt: auto; text-align: justify; background: white;\"><span style=\"mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 'Times New Roman'; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; color: black;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-4565\" src=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/10\/7048-BCRS-Lauren-McGowan-Avatar-STG1-04.06.2019.png\" alt=\"Lauren-McGowan Avatar\" width=\"40\" height=\"40\" \/>Cyhoeddwyd gan Lauren McGowan - Cynorthwyydd Marchnata Digidol<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Fel yr wyf wedi\u2019i ddweud o\u2019r blaen, mae eleni wedi bod ymhell o fod yr hyn yr ydym yn ei ystyried yn \u2018normal\u2019 ac i lawer o fusnesau mae wedi bod yn heriol iawn. Fodd bynnag, gadewch i ni gymryd cam yn \u00f4l am eiliad a thynnu allan yr holl lwyddiannau a phrofiadau cadarnhaol o&#039;r flwyddyn ryfedd hon. Faint ohonoch sy&#039;n darllen hwn sydd wedi cyflawni rhywbeth...<\/p>","protected":false},"author":12,"featured_media":6044,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[502,584,517,9,522,7,65,583,54],"class_list":["post-6043","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-502","tag-achievements","tag-blog","tag-business","tag-cbils","tag-finance","tag-loan","tag-sme-positives","tag-west-midlands"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Achievements and Positive Experiences of 2020 - BCRS Business Loans<\/title>\n<meta name=\"description\" content=\"this year has been far from what we consider \u2018normal\u2019. Let&#039;s look back at the achievements and positive experiences of 2020.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bcrs.org.uk\/cy\/blog\/achievements-and-positive-experiences-of-2020\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Achievements and Positive Experiences of 2020 - BCRS Business Loans\" \/>\n<meta property=\"og:description\" content=\"this year has been far from what we consider \u2018normal\u2019. Let&#039;s look back at the achievements and positive experiences of 2020.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bcrs.org.uk\/cy\/blog\/achievements-and-positive-experiences-of-2020\/\" \/>\n<meta property=\"og:site_name\" content=\"BCRS Business Loans\" \/>\n<meta property=\"article:published_time\" content=\"2020-12-14T15:32:28+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2020\/12\/2020.png\" \/>\n\t<meta property=\"og:image:width\" content=\"720\" \/>\n\t<meta property=\"og:image:height\" content=\"479\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Lauren McGowan\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@B_C_R_S\" \/>\n<meta name=\"twitter:site\" content=\"@B_C_R_S\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Lauren McGowan\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 munud\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/blog\\\/achievements-and-positive-experiences-of-2020\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/blog\\\/achievements-and-positive-experiences-of-2020\\\/\"},\"author\":{\"name\":\"Lauren McGowan\",\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/#\\\/schema\\\/person\\\/f4d38f7edcc9e3c963f6d3aa67d9cbcc\"},\"headline\":\"Achievements and Positive Experiences of 2020\",\"datePublished\":\"2020-12-14T15:32:28+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/blog\\\/achievements-and-positive-experiences-of-2020\\\/\"},\"wordCount\":687,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/blog\\\/achievements-and-positive-experiences-of-2020\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/bcrs.org.uk\\\/wp-content\\\/uploads\\\/2020\\\/12\\\/2020.png\",\"keywords\":[\"2020\",\"achievements\",\"blog\",\"business\",\"cbils\",\"finance\",\"loan\",\"SME' positives\",\"west midlands\"],\"articleSection\":[\"Blog\"],\"inLanguage\":\"cy\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/bcrs.org.uk\\\/blog\\\/achievements-and-positive-experiences-of-2020\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/blog\\\/achievements-and-positive-experiences-of-2020\\\/\",\"url\":\"https:\\\/\\\/bcrs.org.uk\\\/blog\\\/achievements-and-positive-experiences-of-2020\\\/\",\"name\":\"Achievements and Positive Experiences of 2020 - BCRS Business Loans\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/blog\\\/achievements-and-positive-experiences-of-2020\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/blog\\\/achievements-and-positive-experiences-of-2020\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/bcrs.org.uk\\\/wp-content\\\/uploads\\\/2020\\\/12\\\/2020.png\",\"datePublished\":\"2020-12-14T15:32:28+00:00\",\"description\":\"this year has been far from what we consider \u2018normal\u2019. Let's look back at the achievements and positive experiences of 2020.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/blog\\\/achievements-and-positive-experiences-of-2020\\\/#breadcrumb\"},\"inLanguage\":\"cy\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/bcrs.org.uk\\\/blog\\\/achievements-and-positive-experiences-of-2020\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"cy\",\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/blog\\\/achievements-and-positive-experiences-of-2020\\\/#primaryimage\",\"url\":\"https:\\\/\\\/bcrs.org.uk\\\/wp-content\\\/uploads\\\/2020\\\/12\\\/2020.png\",\"contentUrl\":\"https:\\\/\\\/bcrs.org.uk\\\/wp-content\\\/uploads\\\/2020\\\/12\\\/2020.png\",\"width\":720,\"height\":479,\"caption\":\"Achievements and Positive Experiences of 2020\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/blog\\\/achievements-and-positive-experiences-of-2020\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/bcrs.org.uk\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Achievements and Positive Experiences of 2020\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/#website\",\"url\":\"https:\\\/\\\/bcrs.org.uk\\\/\",\"name\":\"BCRS Business Loans\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/bcrs.org.uk\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"cy\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/#organization\",\"name\":\"BCRS Business Loans\",\"url\":\"https:\\\/\\\/bcrs.org.uk\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"cy\",\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/bcrs.org.uk\\\/wp-content\\\/uploads\\\/2018\\\/08\\\/BCRS-logo.png\",\"contentUrl\":\"https:\\\/\\\/bcrs.org.uk\\\/wp-content\\\/uploads\\\/2018\\\/08\\\/BCRS-logo.png\",\"width\":231,\"height\":81,\"caption\":\"BCRS Business Loans\"},\"image\":{\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/x.com\\\/B_C_R_S\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/bcrs-small-business-loans\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/#\\\/schema\\\/person\\\/f4d38f7edcc9e3c963f6d3aa67d9cbcc\",\"name\":\"Lauren McGowan\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"cy\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/3676d2148e6854e35292d1f35c52d181fd8008963000cc9626294a5135421a41?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/3676d2148e6854e35292d1f35c52d181fd8008963000cc9626294a5135421a41?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/3676d2148e6854e35292d1f35c52d181fd8008963000cc9626294a5135421a41?s=96&d=mm&r=g\",\"caption\":\"Lauren McGowan\"},\"sameAs\":[\"marknarusson\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Cyflawniadau a Phrofiadau Cadarnhaol 2020 - Benthyciadau Busnes BCRS","description":"Mae&#039;r flwyddyn hon wedi bod ymhell o fod yn beth rydyn ni&#039;n ei ystyried yn &#039;normal&#039;. Gadewch i ni edrych yn \u00f4l ar gyflawniadau a phrofiadau cadarnhaol 2020.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bcrs.org.uk\/cy\/blog\/achievements-and-positive-experiences-of-2020\/","og_locale":"en_US","og_type":"article","og_title":"Achievements and Positive Experiences of 2020 - BCRS Business Loans","og_description":"this year has been far from what we consider \u2018normal\u2019. Let's look back at the achievements and positive experiences of 2020.","og_url":"https:\/\/bcrs.org.uk\/cy\/blog\/achievements-and-positive-experiences-of-2020\/","og_site_name":"BCRS Business Loans","article_published_time":"2020-12-14T15:32:28+00:00","og_image":[{"width":720,"height":479,"url":"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2020\/12\/2020.png","type":"image\/png"}],"author":"Lauren McGowan","twitter_card":"summary_large_image","twitter_creator":"@B_C_R_S","twitter_site":"@B_C_R_S","twitter_misc":{"Written by":"Lauren McGowan","Est. reading time":"3 munud"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/bcrs.org.uk\/blog\/achievements-and-positive-experiences-of-2020\/#article","isPartOf":{"@id":"https:\/\/bcrs.org.uk\/blog\/achievements-and-positive-experiences-of-2020\/"},"author":{"name":"Lauren McGowan","@id":"https:\/\/bcrs.org.uk\/#\/schema\/person\/f4d38f7edcc9e3c963f6d3aa67d9cbcc"},"headline":"Achievements and Positive Experiences of 2020","datePublished":"2020-12-14T15:32:28+00:00","mainEntityOfPage":{"@id":"https:\/\/bcrs.org.uk\/blog\/achievements-and-positive-experiences-of-2020\/"},"wordCount":687,"commentCount":0,"publisher":{"@id":"https:\/\/bcrs.org.uk\/#organization"},"image":{"@id":"https:\/\/bcrs.org.uk\/blog\/achievements-and-positive-experiences-of-2020\/#primaryimage"},"thumbnailUrl":"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2020\/12\/2020.png","keywords":["2020","achievements","blog","business","cbils","finance","loan","SME' positives","west midlands"],"articleSection":["Blog"],"inLanguage":"cy","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/bcrs.org.uk\/blog\/achievements-and-positive-experiences-of-2020\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/bcrs.org.uk\/blog\/achievements-and-positive-experiences-of-2020\/","url":"https:\/\/bcrs.org.uk\/blog\/achievements-and-positive-experiences-of-2020\/","name":"Cyflawniadau a Phrofiadau Cadarnhaol 2020 - Benthyciadau Busnes BCRS","isPartOf":{"@id":"https:\/\/bcrs.org.uk\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bcrs.org.uk\/blog\/achievements-and-positive-experiences-of-2020\/#primaryimage"},"image":{"@id":"https:\/\/bcrs.org.uk\/blog\/achievements-and-positive-experiences-of-2020\/#primaryimage"},"thumbnailUrl":"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2020\/12\/2020.png","datePublished":"2020-12-14T15:32:28+00:00","description":"Mae&#039;r flwyddyn hon wedi bod ymhell o fod yn beth rydyn ni&#039;n ei ystyried yn &#039;normal&#039;. Gadewch i ni edrych yn \u00f4l ar gyflawniadau a phrofiadau cadarnhaol 2020.","breadcrumb":{"@id":"https:\/\/bcrs.org.uk\/blog\/achievements-and-positive-experiences-of-2020\/#breadcrumb"},"inLanguage":"cy","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bcrs.org.uk\/blog\/achievements-and-positive-experiences-of-2020\/"]}]},{"@type":"ImageObject","inLanguage":"cy","@id":"https:\/\/bcrs.org.uk\/blog\/achievements-and-positive-experiences-of-2020\/#primaryimage","url":"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2020\/12\/2020.png","contentUrl":"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2020\/12\/2020.png","width":720,"height":479,"caption":"Achievements and Positive Experiences of 2020"},{"@type":"BreadcrumbList","@id":"https:\/\/bcrs.org.uk\/blog\/achievements-and-positive-experiences-of-2020\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bcrs.org.uk\/"},{"@type":"ListItem","position":2,"name":"Achievements and Positive Experiences of 2020"}]},{"@type":"WebSite","@id":"https:\/\/bcrs.org.uk\/#website","url":"https:\/\/bcrs.org.uk\/","name":"Benthyciadau Busnes BCRS","description":"","publisher":{"@id":"https:\/\/bcrs.org.uk\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bcrs.org.uk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"cy"},{"@type":"Organization","@id":"https:\/\/bcrs.org.uk\/#organization","name":"Benthyciadau Busnes BCRS","url":"https:\/\/bcrs.org.uk\/","logo":{"@type":"ImageObject","inLanguage":"cy","@id":"https:\/\/bcrs.org.uk\/#\/schema\/logo\/image\/","url":"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2018\/08\/BCRS-logo.png","contentUrl":"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2018\/08\/BCRS-logo.png","width":231,"height":81,"caption":"BCRS Business Loans"},"image":{"@id":"https:\/\/bcrs.org.uk\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/B_C_R_S","https:\/\/www.linkedin.com\/company\/bcrs-small-business-loans\/"]},{"@type":"Person","@id":"https:\/\/bcrs.org.uk\/#\/schema\/person\/f4d38f7edcc9e3c963f6d3aa67d9cbcc","name":"Lauren McGowan","image":{"@type":"ImageObject","inLanguage":"cy","@id":"https:\/\/secure.gravatar.com\/avatar\/3676d2148e6854e35292d1f35c52d181fd8008963000cc9626294a5135421a41?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/3676d2148e6854e35292d1f35c52d181fd8008963000cc9626294a5135421a41?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/3676d2148e6854e35292d1f35c52d181fd8008963000cc9626294a5135421a41?s=96&d=mm&r=g","caption":"Lauren McGowan"},"sameAs":["marknarusson"]}]}},"_links":{"self":[{"href":"https:\/\/bcrs.org.uk\/cy\/wp-json\/wp\/v2\/posts\/6043","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bcrs.org.uk\/cy\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bcrs.org.uk\/cy\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bcrs.org.uk\/cy\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/bcrs.org.uk\/cy\/wp-json\/wp\/v2\/comments?post=6043"}],"version-history":[{"count":2,"href":"https:\/\/bcrs.org.uk\/cy\/wp-json\/wp\/v2\/posts\/6043\/revisions"}],"predecessor-version":[{"id":6046,"href":"https:\/\/bcrs.org.uk\/cy\/wp-json\/wp\/v2\/posts\/6043\/revisions\/6046"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bcrs.org.uk\/cy\/wp-json\/wp\/v2\/media\/6044"}],"wp:attachment":[{"href":"https:\/\/bcrs.org.uk\/cy\/wp-json\/wp\/v2\/media?parent=6043"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bcrs.org.uk\/cy\/wp-json\/wp\/v2\/categories?post=6043"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bcrs.org.uk\/cy\/wp-json\/wp\/v2\/tags?post=6043"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}