{"id":5574,"date":"2020-05-26T17:16:19","date_gmt":"2020-05-26T16:16:19","guid":{"rendered":"https:\/\/bcrs.org.uk\/?p=5574"},"modified":"2020-05-26T17:16:19","modified_gmt":"2020-05-26T16:16:19","slug":"smes-are-optimistic-despite-the-coronavirus-pandemic","status":"publish","type":"post","link":"https:\/\/bcrs.org.uk\/cy\/blog\/smes-are-optimistic-despite-the-coronavirus-pandemic\/","title":{"rendered":"Mae busnesau bach a chanolig yn optimistaidd er gwaethaf y pandemig Coronafeirws"},"content":{"rendered":"<p>Croeso yn \u00f4l i flog BCRS. Yn y rhandaliad hwn, byddaf yn taflu rhywfaint o oleuni ar sut mae busnesau bach a chanolig yn optimistaidd er gwaethaf y pandemig Coronafeirws.<\/p>\n<p>Yma yn BCRS rydym yn angerddol am gefnogi busnesau bach a chanolig gyda&#039;r cyllid sydd ei angen arnynt er mwyn ffynnu. Rydym yn darparu benthyciadau rhwng \u00a310,000 a \u00a3150,000 gyda thelerau o 1 i 7 mlynedd i gefnogi twf busnesau yn rhanbarth Gorllewin Canolbarth Lloegr.<\/p>\n<p>Mewn ymateb i bandemig y Coronafeirws, rydym yn fenthyciwr achrededig ar gyfer Banc Busnes Prydain sy\u2019n darparu\u2019r Cynllun Benthyciadau Tarfu ar Fusnes yn sgil Coronafeirws (CBILS) gyda chyllid o \u00a350,001 - \u00a3150,000 i BBaChau sydd wedi\u2019u heffeithio gan y cyfnod heriol hwn.<\/p>\n<p>A ydych yn fusnes BBaCh sydd wedi cael ei effeithio gan yr argyfwng presennol? Nid ydych chi ar eich pen eich hun! Wedi dweud hynny, mae mwyafrif y busnesau bach a chanolig yn optimistaidd am berfformiad eu busnesau ar \u00f4l y pandemig. Fel BBaCh ein hunain, rydym yn deall y gwydnwch a\u2019r penderfyniad sydd gan berchnogion er mwyn llwyddo, hyd yn oed os yw hynny\u2019n golygu addasu arferion a strategaethau gwaith dros dro.<\/p>\n<h6><strong>\u00a0<\/strong><strong>Grym addasu <\/strong><\/h6>\n<p>Mae\u2019r rhyngrwyd a thechnoleg wedi dod yn achubiaeth i lawer o fusnesau BBaCh i barhau i fasnachu neu weithredu mewn rhyw ffordd i leddfu effeithiau\u2019r pandemig gan gynnwys ni yma yn BCRS. Mae gan lawer ohonynt weithwyr yn gweithio gartref ac yn defnyddio offer technoleg newydd i weithredu &#039;fel arfer&#039; o leoliad anghysbell yn hytrach na&#039;r swyddfa. Mae 36% yn gwneud yr holl werthiannau ar-lein gan ddefnyddio e-fasnach, taliadau digidol, hysbysebu digidol a gwasanaethau dosbarthu digyswllt.<\/p>\n<p>Gallwch weld sut rydym wedi addasu ein harferion gwaith <a href=\"https:\/\/bcrs.org.uk\/cy\/its-business-as-usual-at-bcrs-business-loans\/\">yma<\/a>.<\/p>\n<h6><strong>Gosod i ail-agor<\/strong><\/h6>\n<p>I\u2019r busnesau hynny a gafodd eu gorfodi i aildrefnu contractau neu roi\u2019r gorau i fasnachu dros dro, mae\u2019r dyfodol yn edrych yn addawol. Yn dilyn y datblygiad presennol o ran llacio mesurau cloi, bydd rhai busnesau yn cael eu hystyried i ailagor mor gynnar \u00e2 mis Mehefin. Fel yr amlinellwyd gan <a href=\"https:\/\/www.bbc.co.uk\/news\/business-52714699\">newyddion diweddar<\/a>, bydd siopau fel siopau stryd fawr a siopau nad ydynt yn hanfodol yn un o lawer, tra&#039;n cadw at y mesurau cadw pellter cymdeithasol a diogelwch i helpu i atal &#039;ail don&#039; o heintiau a mynd yn \u00f4l i ymdeimlad o &#039;normalrwydd&#039;.<\/p>\n<p>Dywedir bod mwy na hanner y busnesau bach yn credu y byddan nhw&#039;n gallu ailagor yn ystod y misoedd nesaf pan fyddan nhw&#039;n cael gwneud hynny. Mae 53% o berchnogion busnesau bach yn meddwl y bydd ailagor yn digwydd o fewn mis ar \u00f4l i gyfyngiadau cloi gael eu codi. Mae chwarter y perchnogion busnes yn credu y gallant wella i lefelau cyn-bandemig o gynhyrchiant a chyflogaeth o fewn mis. Mae 36% yn credu y bydd cynnydd o&#039;r fath yn cael ei wneud o fewn tri mis a 29% yn dweud o fewn blwyddyn.<\/p>\n<p>Mae hyn yn sail i bwysigrwydd cymharol cefnogi eich busnesau bach a chanolig lleol i&#039;w galluogi i barhau i ffynnu ar \u00f4l y pandemig. Cliciwch yma i ddarllen fy mlogbost diwethaf am sut y gallwch gefnogi busnesau lleol yn ystod y cyfnod anodd hwn. Mae ychydig o help yn mynd yn bell.<\/p>\n<h6><strong>Gall BCRS helpu!<\/strong><\/h6>\n<ul>\n<li>Rydym wedi ymrwymo i gefnogi busnesau yng Ngorllewin Canolbarth Lloegr sydd wedi\u2019u heffeithio gan bandemig y Coronafeirws.<\/li>\n<li>Mae BCRS Business Loans yn bartner cyflawni ar gyfer Cynllun Benthyciadau Tarfu Busnes Coronafeirws (CBILS) a gyhoeddwyd yn ddiweddar gan y Llywodraeth.<\/li>\n<li>Gallwn gefnogi busnesau yn rhanbarth Gorllewin Canolbarth Lloegr gyda benthyciadau o \u00a350,001 i \u00a3150,000.<\/li>\n<li>Llog a ffioedd a delir gan y Llywodraeth am 12 mis*.<\/li>\n<li>Nid yw cael digon o sicrwydd bellach yn amod i gael mynediad i\u2019r cynllun ac nid oes angen gwarantau personol ar gyfleusterau CBILS a ddarperir gan Fenthyciadau Busnes BCRS.<\/li>\n<\/ul>\n<p><a href=\"https:\/\/bcrs.org.uk\/cy\/coronavirus-loan-scheme\/\">Cliciwch yma<\/a> i ddod o hyd i&#039;n meini prawf cymhwysedd a darganfod mwy am sut y gallwn gefnogi eich busnes yn ystod y cyfnod heriol hwn.<\/p>\n<p><a href=\"https:\/\/bcrs.org.uk\/cy\/category\/blog\/\">Cliciwch yma<\/a> i ddarllen mwy o dudalen blog BCRS.<\/p>\n<p>Dilynwch ni ar gyfryngau cymdeithasol<\/p>\n<p><a href=\"https:\/\/twitter.com\/B_C_R_S\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-4399\" src=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/t.png\" alt=\"Twitter-logo The benefits of customer referrals for businesses\" width=\"48\" height=\"48\" srcset=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/t.png 451w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/t-150x150.png 150w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/t-300x300.png 300w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/t-350x350.png 350w\" sizes=\"auto, (max-width: 48px) 100vw, 48px\" \/>@B_C_R_S<\/a><\/p>\n<p><a href=\"https:\/\/www.linkedin.com\/company\/bcrs-small-business-loans\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-4400\" src=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/twitter.png\" alt=\"The benefits of customer referrals for businesses\" width=\"46\" height=\"46\" srcset=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/twitter.png 456w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/twitter-150x150.png 150w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/twitter-300x300.png 300w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/08\/twitter-350x350.png 350w\" sizes=\"auto, (max-width: 46px) 100vw, 46px\" \/>Benthyciadau Busnes @BCRS<\/a><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-4565\" src=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2019\/10\/7048-BCRS-Lauren-McGowan-Avatar-STG1-04.06.2019.png\" alt=\"Lauren-McGowan Avatar\" width=\"55\" height=\"56\" \/>Cyhoeddwyd gan \u2013 Lauren McGowan \u2013 Cynorthwyydd Marchnata Digidol<\/p>","protected":false},"excerpt":{"rendered":"<p>Croeso n\u00f4l i flog BCRS. Yn y rhandaliad hwn, byddaf yn taflu rhywfaint o oleuni ar sut mae busnesau bach a chanolig yn optimistaidd er gwaethaf y pandemig Coronafeirws. Yma yn BCRS rydym yn angerddol am gefnogi busnesau bach a chanolig gyda&#039;r cyllid sydd ei angen arnynt i ffynnu. Rydym yn darparu benthyciadau o \u00a310,000 i \u00a3150,000 gyda thelerau o 1 i 7\u2026<\/p>","protected":false},"author":12,"featured_media":5576,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[],"class_list":["post-5574","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>SMEs are optimistic despite the Coronavirus pandemic - BCRS Business Loans<\/title>\n<meta name=\"description\" content=\"Are you an SME business that has been affected by the current crisis? You\u2019re not alone! 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The majority of SMEs are optimistic despite the Coronavirus pandemic\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bcrs.org.uk\/cy\/blog\/smes-are-optimistic-despite-the-coronavirus-pandemic\/\" \/>\n<meta property=\"og:site_name\" content=\"BCRS Business Loans\" \/>\n<meta property=\"article:published_time\" content=\"2020-05-26T16:16:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2020\/05\/1SMEs-optimistic-blog-image.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"936\" \/>\n\t<meta property=\"og:image:height\" content=\"627\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Lauren McGowan\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@B_C_R_S\" \/>\n<meta name=\"twitter:site\" content=\"@B_C_R_S\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Lauren McGowan\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 munud\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/blog\\\/smes-are-optimistic-despite-the-coronavirus-pandemic\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/blog\\\/smes-are-optimistic-despite-the-coronavirus-pandemic\\\/\"},\"author\":{\"name\":\"Lauren McGowan\",\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/#\\\/schema\\\/person\\\/d67100d1ab8cdb959ecd012e224d22e6\"},\"headline\":\"SMEs are optimistic despite the Coronavirus pandemic\",\"datePublished\":\"2020-05-26T16:16:19+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/blog\\\/smes-are-optimistic-despite-the-coronavirus-pandemic\\\/\"},\"wordCount\":595,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/blog\\\/smes-are-optimistic-despite-the-coronavirus-pandemic\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/bcrs.org.uk\\\/wp-content\\\/uploads\\\/2020\\\/05\\\/1SMEs-optimistic-blog-image.jpg\",\"articleSection\":[\"Blog\"],\"inLanguage\":\"cy\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/bcrs.org.uk\\\/blog\\\/smes-are-optimistic-despite-the-coronavirus-pandemic\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/blog\\\/smes-are-optimistic-despite-the-coronavirus-pandemic\\\/\",\"url\":\"https:\\\/\\\/bcrs.org.uk\\\/blog\\\/smes-are-optimistic-despite-the-coronavirus-pandemic\\\/\",\"name\":\"SMEs are optimistic despite the Coronavirus pandemic - BCRS Business Loans\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/blog\\\/smes-are-optimistic-despite-the-coronavirus-pandemic\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/bcrs.org.uk\\\/blog\\\/smes-are-optimistic-despite-the-coronavirus-pandemic\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/bcrs.org.uk\\\/wp-content\\\/uploads\\\/2020\\\/05\\\/1SMEs-optimistic-blog-image.jpg\",\"datePublished\":\"2020-05-26T16:16:19+00:00\",\"description\":\"Are you an SME business that has been affected by the current crisis? 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The majority of SMEs are optimistic despite the Coronavirus pandemic","og_url":"https:\/\/bcrs.org.uk\/cy\/blog\/smes-are-optimistic-despite-the-coronavirus-pandemic\/","og_site_name":"BCRS Business Loans","article_published_time":"2020-05-26T16:16:19+00:00","og_image":[{"width":936,"height":627,"url":"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2020\/05\/1SMEs-optimistic-blog-image.jpg","type":"image\/jpeg"}],"author":"Lauren McGowan","twitter_card":"summary_large_image","twitter_creator":"@B_C_R_S","twitter_site":"@B_C_R_S","twitter_misc":{"Written by":"Lauren McGowan","Est. reading time":"3 munud"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/bcrs.org.uk\/blog\/smes-are-optimistic-despite-the-coronavirus-pandemic\/#article","isPartOf":{"@id":"https:\/\/bcrs.org.uk\/blog\/smes-are-optimistic-despite-the-coronavirus-pandemic\/"},"author":{"name":"Lauren McGowan","@id":"https:\/\/bcrs.org.uk\/#\/schema\/person\/d67100d1ab8cdb959ecd012e224d22e6"},"headline":"SMEs are optimistic despite the Coronavirus pandemic","datePublished":"2020-05-26T16:16:19+00:00","mainEntityOfPage":{"@id":"https:\/\/bcrs.org.uk\/blog\/smes-are-optimistic-despite-the-coronavirus-pandemic\/"},"wordCount":595,"commentCount":0,"publisher":{"@id":"https:\/\/bcrs.org.uk\/#organization"},"image":{"@id":"https:\/\/bcrs.org.uk\/blog\/smes-are-optimistic-despite-the-coronavirus-pandemic\/#primaryimage"},"thumbnailUrl":"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2020\/05\/1SMEs-optimistic-blog-image.jpg","articleSection":["Blog"],"inLanguage":"cy","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/bcrs.org.uk\/blog\/smes-are-optimistic-despite-the-coronavirus-pandemic\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/bcrs.org.uk\/blog\/smes-are-optimistic-despite-the-coronavirus-pandemic\/","url":"https:\/\/bcrs.org.uk\/blog\/smes-are-optimistic-despite-the-coronavirus-pandemic\/","name":"Mae busnesau bach a chanolig yn optimistaidd er gwaethaf pandemig y Coronafeirws - Benthyciadau Busnes BCRS","isPartOf":{"@id":"https:\/\/bcrs.org.uk\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bcrs.org.uk\/blog\/smes-are-optimistic-despite-the-coronavirus-pandemic\/#primaryimage"},"image":{"@id":"https:\/\/bcrs.org.uk\/blog\/smes-are-optimistic-despite-the-coronavirus-pandemic\/#primaryimage"},"thumbnailUrl":"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2020\/05\/1SMEs-optimistic-blog-image.jpg","datePublished":"2020-05-26T16:16:19+00:00","description":"Ydych chi&#039;n fusnes bach a chanolig sydd wedi cael ei effeithio gan yr argyfwng presennol? 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