{"id":4687,"date":"2019-11-28T12:08:37","date_gmt":"2019-11-28T12:08:37","guid":{"rendered":"https:\/\/bcrs.org.uk\/?p=4687"},"modified":"2019-11-28T12:08:37","modified_gmt":"2019-11-28T12:08:37","slug":"the-responsible-finance-sector-and-fintech","status":"publish","type":"post","link":"https:\/\/bcrs.org.uk\/cy\/blog\/the-responsible-finance-sector-and-fintech\/","title":{"rendered":"Y Sector Cyllid Cyfrifol a Fintech"},"content":{"rendered":"
<\/h5>\n

Croeso yn \u00f4l i randaliad nesaf blog BCRS. Heddiw rydym yn s\u00f4n am bopeth cyllid a thechnoleg (Fintech).<\/p>\n

Mae'r sector cyllid yn cynnwys diwydiannau amrywiol sydd i gyd yn cyfrannu at sefydlogrwydd cyffredinol yr economi. Mae\u2019r rhan fwyaf o\u2019r refeniw a geisir yn y sector ariannol yn dod o weithrediad morgeisi a benthyciadau.<\/p>\n

Yn ystod y blynyddoedd diwethaf bu twf sylweddol yn y farchnad cyllid fforddiadwy yn ei chyfanrwydd a disgwylir iddi barhau. Gyda nifer cynyddol o newydd-ddyfodiaid, mae cynnydd anochel mewn cystadleuaeth ar draws pob maes risg ar gyfer y sector. Mae\u2019r sector Cyllid Cyfrifol, lle mae Benthyciadau Busnes BCRS, wedi cynyddu \u00a319 miliwn ym mlwyddyn ariannol 17-18. Benthyca \u00a385miliwn i 5,310 o fusnesau a chreu ac arbed 10,370 o swyddi. Nid yw'r ffigurau hyn yn cynnwys mentrau cymdeithasol, unigolion na pherchnogion tai.<\/p>\n

Felly, beth Fintech yn gyffredinol sy'n dwyn ffrwyth a pham y dylech ei ddefnyddio cymaint \u00e2 phosibl?<\/strong><\/h5>\n

1. Yn bwysicaf oll, bydd gwybodaeth am ba fathau o dechnoleg sy'n ddefnyddiol i'ch darpar gwsmeriaid yn symleiddio'ch busnes ac yn dechrau creu mantais gystadleuol.<\/p>\n

2. Mae'r rhan fwyaf o berchnogion busnes BBaCh yn 51.7 mlwydd oed ar gyfartaledd. Mae'r perchnogion hyn yn 30% yn fwy tebygol o ddefnyddio PC a gweithredu ar-lein. Maent hefyd yn 54% yn fwy tebygol o fod yn barod i dderbyn e-bost. Mae hynny'n ymddangos fel technoleg amlwg i'w defnyddio beth bynnag, iawn? Gwnewch yn si\u0175r eich bod yn defnyddio hwn i'r eithaf i ymgysylltu \u00e2'ch cynulleidfa yn y ffordd fwyaf effeithiol!<\/p>\n

3. Fodd bynnag, mae'n bwysig nodi bod Millennials yn dechrau 'cymryd y naid' i hunangyflogaeth oherwydd marchnadoedd swyddi cystadleuol. Mae hyn yn rhywbeth i'w gadw mewn cof wrth ddatblygu technoleg ariannol y dyfodol yn eich busnes. Unwaith eto, mae'r cwsmeriaid hyn yn gweithredu ar-lein ond mae ganddynt bresenoldeb mwy ar gyfryngau cymdeithasol, dal i fyny \u00e2 blogiau blaenorol i ddysgu mwy am sut i greu cynnwys cyfryngau cymdeithasol perthnasol ar gyfer eich cwsmeriaid.<\/p>\n

4. O ran benthyca amgen, mae rhai BBaChau yn hapus i ddefnyddio sianeli ar-lein yn unig. Fodd bynnag, wrth i anghenion gynyddu mewn cymhlethdod, mae BBaChau yn fwy tebygol o ddefnyddio cynghorwyr i roi tawelwch meddwl ychwanegol. Efallai y byddai\u2019n werth meddwl am sianeli amgen i gysylltu ac ymgysylltu \u00e2\u2019ch cwsmeriaid i wneud iddynt deimlo\u2019n gyfforddus a meithrin eu hymddiriedaeth.<\/p>\n

5. Mae bancio agored hefyd yn blatfform fintech allweddol i alluogi mynediad cyflymach i gyfrifon ariannol gan gwsmeriaid a'r cwsmeriaid hyn i rannu eu data yn ddiogel ac yn ddiogel gyda darparwyr gwasanaethau ariannol eraill. Er budd y cwsmer; mae trosglwyddo arian yn cael ei wneud yn haws. Gwneud bywyd pawb yn haws!<\/p>\n

6. Mae awtomeiddio llawn o fenthyca BBaChau ar gynnydd am amser gweithredu cyflym i'r cwsmer dderbyn yr arian. Mae\u2019r galw am broses fenthyciadau cyflym yn cynyddu\u2019n sylweddol sy\u2019n rhoi mewn persbectif y brys i leihau amser gweithredu cymaint \u00e2 phosibl gyda\u2019r defnydd o dechnoleg. Mae awtomeiddio hefyd yn rhoi cyfle am fanteision gwell i gwsmeriaid allu cael mynediad at bopeth i gyd mewn un lle.<\/p>\n

Felly, beth ydych chi'n aros amdano? Dechreuwch gael y wybodaeth ddiweddaraf am ddatblygiadau technolegol i wneud i'ch busnes ddisgleirio a chadw'ch cwsmeriaid yn fwy na hapus!<\/p>\n

Peidiwch ag anghofio dod yn \u00f4l yr wythnos nesaf lle bydd pwnc cyffrous arall yn cael sylw.<\/p>\n

 <\/p>\n

\"Twitter-logo\"\u00a0 @B_C_R_S<\/a><\/p>\n

\"LinkedIn-\u00a0 Benthyciadau Busnes @BCRS<\/a><\/p>\n

\"Lauren-McGowanCyhoeddwyd gan \u2013 Lauren McGowan \u2013 Cynorthwyydd Marchnata Digidol<\/a><\/p>","protected":false},"excerpt":{"rendered":"

Croeso yn \u00f4l i randaliad nesaf blog BCRS. Heddiw rydym yn s\u00f4n am bopeth cyllid a thechnoleg (Fintech). Mae'r sector cyllid yn cynnwys diwydiannau amrywiol sydd i gyd yn cyfrannu at sefydlogrwydd cyffredinol yr economi. Mae\u2019r rhan fwyaf o\u2019r refeniw a geisir yn y sector ariannol yn dod o weithrediad morgeisi\u2026<\/p>","protected":false},"author":12,"featured_media":4690,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[],"class_list":["post-4687","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"yoast_head":"\nThe Responsible Finance Sector and Fintech - BCRS Business Loans<\/title>\n<meta name=\"description\" content=\"Welcome back to the BCRS blog! 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