{"id":10294,"date":"2026-04-27T13:55:49","date_gmt":"2026-04-27T12:55:49","guid":{"rendered":"https:\/\/bcrs.org.uk\/?p=10294"},"modified":"2026-05-05T13:56:51","modified_gmt":"2026-05-05T12:56:51","slug":"a-guide-to-business-loans-for-manufacturers","status":"publish","type":"post","link":"https:\/\/bcrs.org.uk\/cy\/blog\/a-guide-to-business-loans-for-manufacturers\/","title":{"rendered":"Sut Gall Busnesau Gweithgynhyrchu Ymgeisio am Fenthyciad Busnes"},"content":{"rendered":"<section class=\"l-section wpb_row height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>Mae&#039;r bwlch rhwng lle mae eich busnes gweithgynhyrchu a lle gallai fod yn aml yn dibynnu ar un peth: y cyfalaf i symud ymlaen. Mae gennych chi&#039;r archebion ac mae gennych chi&#039;r gweithrediadau wedi&#039;u hoelio, ond mae twf yn costio arian, ac mae aros i lif arian ddal i fyny yn foethusrwydd na all y rhan fwyaf o weithgynhyrchwyr ei fforddio.<\/p>\n<p>Mae&#039;r canllaw hwn yn cwmpasu popeth sydd angen i chi ei wybod am sicrhau benthyciad busnes gweithgynhyrchu, gan gynnwys y mathau o gyllid sydd ar gael, yr hyn y mae benthycwyr yn chwilio amdano, a sut mae Benthyciadau Busnes BCRS yn cefnogi gweithgynhyrchwyr sydd wedi cael trafferth cael mynediad at gyllid mewn mannau eraill.<\/p>\n<\/div><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h2><strong>Pam mae angen cyllid ar gwmn\u00efau gweithgynhyrchu?<\/strong><\/h2>\n<\/div><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>Mae busnesau gweithgynhyrchu&#039;r DU \u2013 boed mewn cynhyrchu, dodrefn neu fwyd \u2013 yn ffurfio cenedl sy&#039;n <a href=\"https:\/\/www.ciip.group.cam.ac.uk\/manufacturing-report\/uk-manufacturing-key-figures\/\">1<span>0<\/span>fed fwyaf<\/a> yn fyd-eang. Fodd bynnag, maent dan bwysau oherwydd costau gweithredu uwch, prinder sgiliau ac economi fregus. Pan na all refeniw yn unig ariannu&#039;r cam nesaf, mae llawer o fusnesau bach a chanolig yn troi at gyllid busnes i bontio&#039;r bwlch hwnnw.<\/p>\n<p>Mae busnesau gweithgynhyrchu yn aml yn ceisio cyllid ar gyfer:<\/p>\n<ul>\n<li>Prynu neu uwchraddio offer neu beiriannau<\/li>\n<li>Prynu deunyddiau crai mewn cyfrolau mwy i ddiwallu&#039;r galw cynyddol<\/li>\n<li>Recriwtio a hyfforddi staff newydd<\/li>\n<li>Ymdrin \u00e2 chostau cyflog cynyddol yn dilyn newidiadau i&#039;r isafswm cyflog ac Yswiriant Gwladol<\/li>\n<li>Symud neu ehangu safle<\/li>\n<li>Buddsoddi mewn gwerthu a marchnata<\/li>\n<\/ul>\n<p>Dyma anghenion dybryd i lawer o weithgynhyrchwyr. Nhw sy&#039;n sefyll rhwng lle mae&#039;r busnes heddiw a lle y gallai fynd. Ac weithiau&#039;r gefnogaeth ychwanegol honno yw&#039;r union fuddsoddiad sy&#039;n arwain at dwf anhygoel, yn union fel <a href=\"https:\/\/bcrs.org.uk\/cy\/blog\/finance-presented-a-window-of-opportunity-for-bangor-business\/\">Cynhyrchion Pren yr Wyddfa<\/a> wnaeth ar \u00f4l pecyn gwerth \u00a3100,000 gan BCRS yn 2024.<\/p>\n<\/div><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h2><strong>Pa fathau o fenthyciadau busnes sydd ar gael i weithgynhyrchwyr?<\/strong><\/h2>\n<\/div><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>Mae&#039;r benthyciad cywir yn dibynnu ar eich amgylchiadau, eich nodau a&#039;ch hanes masnachu. Dyma&#039;r prif opsiynau sydd ar gael i fusnesau bach a chanolig gweithgynhyrchu:<\/p>\n<ul>\n<li><strong>Cyllido offer ac asedau<\/strong>Un o&#039;r opsiynau mwyaf poblogaidd i weithgynhyrchwyr, lle mae&#039;r offer ei hun yn cael ei ddefnyddio fel gwarant. Gall hyn ei gwneud hi&#039;n haws cael benthyciad mwy heb beryglu asedau busnes eraill.<\/li>\n<li><strong>Benthyciadau stryd fawr<\/strong>Yn aml y man cychwyn, ond mae benthycwyr stryd fawr fel arfer angen hanes credyd cryf, diogelwch sylweddol, a phroses ymgeisio awtomataidd i raddau helaeth. Mae llawer o fusnesau bach a chanolig sydd \u00e2 hanes masnachu cymhleth yn ei chael hi&#039;n anodd cael mynediad at y llwybr hwn.<\/li>\n<li><strong>Buddsoddiad heb ddyled<\/strong>Nid yw rhai gweithgynhyrchwyr mewn sefyllfa i ymdopi ag unrhyw ddyled neu gostau ad-dalu pellach, felly efallai y byddant yn edrych tuag at fuddsoddwyr angel, cyfalafwyr menter neu gyllido torfol i ddod o hyd i&#039;r cyllid sydd ei angen arnynt. Gall yr opsiynau hyn ddod ag arbenigedd ochr yn ochr \u00e2 chyllid.<\/li>\n<li><strong>Rhyddhad treth Ymchwil a Datblygu<\/strong>Cynllun llywodraeth y DU a all leihau eich bil treth gorfforaeth a lleddfu pwysau llif arian. Mae busnesau gweithgynhyrchu yn cyfrif am 48% o&#039;r holl hawliadau rhyddhad treth Ymchwil a Datblygu yn y DU, felly mae digon o gyfleoedd i&#039;w harchwilio.<\/li>\n<li><strong>Benthycwyr amgen<\/strong>: <a href=\"https:\/\/bcrs.org.uk\/cy\/blog\/what-is-a-cdfi-uk\/\">Sefydliadau Cyllid Datblygu Cymunedol (CDFIs)<\/a> fel BCRS yn cynnig dull gwahanol, wedi&#039;i gynllunio i gefnogi busnesau sydd y tu allan i feini prawf benthyca traddodiadol.<\/li>\n<\/ul>\n<\/div><\/div><div class=\"w-separator size_small\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3><strong>Pa fenthyciadau all BCRS eu darparu?<\/strong><\/h3>\n<\/div><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>Gyda chefnogaeth Banc Busnes Prydain, mae Benthyciadau Busnes BCRS yn darparu cyllid i weithgynhyrchwyr sydd wedi&#039;u lleoli yng Ngorllewin Canolbarth Lloegr a Chymru ac yn ystyried cymhwysedd ar gyfer cynlluniau buddsoddi rhanbarthol, gan gynnwys Cronfa Fuddsoddi Cymru (IFW), y <a href=\"https:\/\/bcrs.org.uk\/cy\/blog\/how-does-meif-help-smes\/\">Cronfa Buddsoddi Injans Canolbarth Lloegr II (MEIF II)<\/a>.<\/p>\n<p>Rydym yn edrych ar bob cais mewn ffordd gyflawn, gan gynnwys edrych ar stori eich busnes a&#039;ch potensial, ochr yn ochr \u00e2&#039;r ffigurau.<\/p>\n<\/div><\/div><div class=\"w-separator size_small\"><\/div><div class=\"w-btn-wrapper align_center\"><a class=\"w-btn us-btn-style_1\" href=\"https:\/\/bcrs.org.uk\/cy\/blog\/how-to-apply-for-a-loan-as-a-small-business-in-england-and-wales\/\"><span class=\"w-btn-label\">DYSGU MWY AM EIN PROSES YMCHWILIO<\/span><\/a><\/div><div class=\"w-separator size_medium\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h2><strong>Beth sydd angen i weithgynhyrchwyr ei baratoi wrth wneud cais am fenthyciad busnes?\u00a0<\/strong><\/h2>\n<\/div><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>Mae angen yr un dogfennau craidd ar gyfer benthyciad busnes gweithgynhyrchu ag unrhyw fenthyciad busnes. Bydd cael y rhain yn barod cyn i chi wneud cais yn cyflymu&#039;r broses ac yn dangos i fenthycwyr bod eich busnes yn cael ei reoli&#039;n dda:<\/p>\n<ul>\n<li>Manylion busnes a&#039;ch nodau<\/li>\n<li>Cynllun busnes cyfredol<\/li>\n<li>Trosolwg o&#039;r farchnad<\/li>\n<li>Datganiadau ariannol diweddar a rhagolwg llif arian parod<\/li>\n<li>Manylion unrhyw fenthyciadau neu gytundebau cyllid sy&#039;n bodoli eisoes<\/li>\n<li>Eich hanes credyd, gan gynnwys unrhyw CCJs, diffygion neu \u00f4l-ddyledion<\/li>\n<li>Manylion unrhyw asedau y gellid eu defnyddio fel gwarantau<\/li>\n<\/ul>\n<p>Cafodd llawer o&#039;r busnesau y mae BCRS wedi&#039;u cefnogi eu gwrthod gan eu banc cyn dod atom ni. Rydym yn cymryd yr amser i ddeall chi a&#039;ch busnes, gan fynd y tu hwnt i&#039;r data i ddarganfod beth ydych chi wir yn gallu ei wneud.<\/p>\n<\/div><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h2><strong>Faint all busnes gweithgynhyrchu bach a chanolig ei fenthyg?<\/strong><\/h2>\n<\/div><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>Mae&#039;r swm sydd ar gael i chi yn dibynnu ar eich trosiant, hanes masnachu a&#039;ch gallu i wneud ad-daliadau. Mae benthycwyr yn asesu pob cais yn unigol felly bydd y ffigur hwnnw&#039;n amrywio.<\/p>\n<p>Yn Benthyciadau Busnes BCRS, gall gweithgynhyrchwyr yng Ngorllewin Canolbarth Lloegr a Chymru wneud cais am rhwng \u00a310,000 a \u00a3250,000. Dyma dri busnes a wnaeth yn union hynny:<\/p>\n<\/div><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><table>\n<tbody>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Enw Busnes<\/strong><\/p>\n<\/td>\n<td style=\"text-align: center;\"><strong>Gwasanaeth<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>Diben y Benthyciad<\/strong><\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Swm y Benthyciad<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/bcrs.org.uk\/cy\/blog\/personalised-clothing-specialist-secures-25000-from-bcrs-business-loans\/\">Brodwaith Ace<\/a><\/td>\n<td>Dillad ac ategolion wedi&#039;u personoli trwy frodwaith, argraffu ac ysgythru.<\/td>\n<td>I symud i uned fwy cynaliadwy i gefnogi twf hirdymor y busnes.<\/td>\n<td>\u00a325,000<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/bcrs.org.uk\/cy\/blog\/cold-rolled-steel-specialist-secures-50000-from-the-midlands-engine-investment-fund-ii-to-drive-growth\/\">Adrannau Rholio Oer Midland (MCRS)<\/a><\/td>\n<td>Yn cynhyrchu cydrannau a ddefnyddir ar gyfer systemau rheoli ceblau gan ddefnyddio dur, alwminiwm a deunyddiau hyblyg eraill.<\/td>\n<td>Prynu peiriannau newydd ac ehangu gweithrediadau, gan gynnwys ymgymryd \u00e2 chontractau ychwanegol a chreu cyfleoedd swyddi newydd.<\/td>\n<td>\u00a350,000<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/bcrs.org.uk\/cy\/blog\/wall-coating-specialist-ready-for-growth-after-receiving-bcrs-business-loans-funds\/\">Gorchuddion Protex XP<\/a><\/td>\n<td>Yn cynnig cotio waliau allanol gydol oes arbenigol ar gyfer chwistrelliadau pwysedd uchel.<\/td>\n<td>Recriwtio aelodau newydd o&#039;r t\u00eem i fodloni&#039;r galw a gwella ei farchnata gyda gwefan newydd.<\/td>\n<td>\u00a350,000<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/bcrs.org.uk\/cy\/blog\/automotive-lighting-specialist-going-for-growth-after-securing-funds-through-bcrs-business-loans\/\">Goleuadau Gwenyn<\/a><\/td>\n<td>Yn arbenigo mewn dylunio a gweithgynhyrchu goleuadau o ansawdd uchel ar gyfer cerbydau pen uchel.<\/td>\n<td>Hybu cyfalaf gweithio i gefnogi gweithrediadau dyddiol mewn gwerthiant a chynhyrchu.<\/td>\n<td>\u00a3150,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><\/div><div class=\"w-separator size_small\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><\/div><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>Rhwng Ebrill 2025 a Mawrth 2026, cefnogodd BCRS <span><a href=\"https:\/\/bcrs.org.uk\/cy\/blog\/bcrs-business-loans-fuels-growth-with-annual-lending-generating-53m-economic-impact\/\">112 o fusnesau sefydledig<\/a><\/span> a chyfrannodd dros \u00a353 miliwn o werth i economi Gorllewin Canolbarth Lloegr a Chymru.<\/p>\n<\/div><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3><strong>Gwnewch gais am fenthyciad busnes gweithgynhyrchu heddiw<\/strong><\/h3>\n<\/div><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>Ddim yn si\u0175r a fyddech chi&#039;n gymwys? Dyna&#039;n union pam rydyn ni&#039;n dechrau gyda sgwrs, nid gwiriad credyd. P&#039;un a ydych chi&#039;n barod i wneud cais neu eisiau archwilio&#039;ch opsiynau yn gyntaf, <a href=\"https:\/\/bcrs.org.uk\/cy\/contact-us\/\">siaradwch \u00e2&#039;n t\u00eem heddiw<\/a>. Gyda dros <a href=\"https:\/\/bcrs.org.uk\/cy\/our-history\/\">23 mlynedd<\/a> o brofiad o gefnogi busnesau bach a chanolig ledled Gorllewin Canolbarth Lloegr a Chymru, rydych chi mewn dwylo diogel.<\/p>\n<p>Mae&#039;n cymryd dwy funud i wneud cais, a bydd person go iawn mewn cysylltiad o fewn dau ddiwrnod busnes.<\/p>\n<p><em>*Mae credyd yn amodol ar statws. Mae gwiriadau credyd, asesiadau fforddiadwyedd, a thelerau ac amodau yn berthnasol.\u00a0<\/em><\/p>\n<\/div><\/div><form class=\"w-form  layout_ver for_cform us_form_1\" autocomplete=\"off\" action=\"https:\/\/bcrs.org.uk\/cy\/cy\/wp-json\/wp\/v2\/posts\/10294\" method=\"post\" data-trp-original-action=\"https:\/\/bcrs.org.uk\/cy\/cy\/wp-json\/wp\/v2\/posts\/10294\"><div class=\"w-form-h\"><div class=\"w-form-row for_text required\">\r\n\t\t<div class=\"w-form-row-field\">\r\n\t\t\t\t\t\t<input aria-label=\"Eich enw llawn\" type=\"text\" name=\"us_form_1_text_1\" value placeholder=\"Eich enw llawn *\" data-required=\"true\" aria-required=\"true\"\/>\r\n\t\t\t<\/div>\r\n\t\t<div class=\"w-form-row-state\">Llenwch y maes hwn<\/div>\r\n<\/div>\r\n<div class=\"w-form-row for_email required\">\r\n\t\t<div class=\"w-form-row-field\">\r\n\t\t\t\t\t\t<input aria-label=\"Eich e-bost\" type=\"email\" name=\"us_form_1_email_1\" value placeholder=\"Eich e-bost *\" data-required=\"true\" aria-required=\"true\"\/>\r\n\t\t\t<\/div>\r\n\t\t<div class=\"w-form-row-state\">Rhowch e-bost dilys.<\/div>\r\n<\/div>\r\n<div class=\"w-form-row for_textarea required\">\r\n\t\t<div class=\"w-form-row-field\">\r\n\t\t\t\t\t\t<textarea aria-label=\"Eich ymholiad cyffredinol\" name=\"us_form_1_textarea_1\" placeholder=\"Eich ymholiad cyffredinol *\" data-required=\"true\" aria-required=\"true\"><\/textarea>\r\n\t\t\t<\/div>\r\n\t\t<div class=\"w-form-row-state\">Llenwch y maes hwn<\/div>\r\n<\/div>\r\n<input type=\"hidden\" name=\"action\" value=\"us_ajax_cform\" \/>\r\n<input type=\"hidden\" name=\"post_id\" value=\"0\" \/>\r\n<input type=\"hidden\" name=\"form_index\" value=\"1\" \/>\r\n<div class=\"w-form-row for_submit align_none\">\r\n\t<button class=\"w-btn  us-btn-style_1\" aria-label=\"Cyflwyno\" type=\"submit\">\r\n\t\t<span class=\"g-preloader type_1\"><\/span>\r\n\t\t\t\t<span class=\"w-btn-label\">Cyflwyno<\/span>\r\n\t\t\t<\/button>\r\n\t<\/div>\r\n<\/div><div class=\"w-form-message\"><\/div><div class=\"w-form-json hidden\" onclick='return {&quot;ajaxurl&quot;:&quot;https:\\\/\\\/bcrs.org.uk\\\/wp-admin\\\/admin-ajax.php&quot;,&quot;messages&quot;:{&quot;err_empty&quot;:&quot;Fill out this field&quot;,&quot;err_size&quot;:&quot;File size cannot exceed %s MB&quot;,&quot;err_extension&quot;:&quot;%s file type is not allowed&quot;}}'><\/div><input type=\"hidden\" name=\"trp-form-language\" value=\"cy\"\/><\/form><div class=\"w-separator size_medium\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h3><strong>Cwestiynau Cyffredin<\/strong><\/h3>\n<\/div><\/div><div class=\"w-separator size_small\"><\/div><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><\/div><\/div><div  class=\"vc_do_toggle vc_toggle vc_toggle_default vc_toggle_color_default  vc_toggle_size_md\"><div class=\"vc_toggle_title\"><h4 style=\"color: #d6224f;text-align: left;font-family:Montserrat;font-weight:400;font-style:normal\" class=\"vc_custom_heading vc_do_custom_heading us_custom_cda6f729\" >Allwch chi gael benthyciad gweithgynhyrchu gyda Benthyciadau Busnes BCRS? <\/h4><i class=\"vc_toggle_icon\"><\/i><\/div><div class=\"vc_toggle_content\"><p>Ydw, yn amodol ar fodloni ein meini prawf benthyca. Gall BCRS ddarparu benthyciadau hyd at \u00a3250,000 ac mae wedi cefnogi ystod eang o weithgynhyrchwyr ledled Gorllewin Canolbarth Lloegr a Chymru.<\/p>\n<\/div><\/div><div  class=\"vc_do_toggle vc_toggle vc_toggle_default vc_toggle_color_default  vc_toggle_size_md\"><div class=\"vc_toggle_title\"><h4 style=\"color: #d6224f;text-align: left;font-family:Montserrat;font-weight:400;font-style:normal\" class=\"vc_custom_heading vc_do_custom_heading us_custom_cda6f729\" >A allaf gael benthyciad busnes gweithgynhyrchu gyda chredyd gwael?<\/h4><i class=\"vc_toggle_icon\"><\/i><\/div><div class=\"vc_toggle_content\"><p>Ydw. Nid yw cael hanes credyd gwael yn eich anghymhwyso&#039;n awtomatig rhag benthyca ar gyfer cyllid gweithgynhyrchu gyda Benthyciadau Busnes BCRS. Darllenwch ein <a href=\"https:\/\/bcrs.org.uk\/cy\/blog\/are-you-eligible-for-a-business-loan-with-bad-credit\/\">canllaw manwl<\/a> ar sut i gael benthyciad busnes gyda chredyd gwael i ddysgu mwy.<\/p>\n<\/div><\/div><div  class=\"vc_do_toggle vc_toggle vc_toggle_default vc_toggle_color_default  vc_toggle_size_md\"><div class=\"vc_toggle_title\"><h4 style=\"color: #d6224f;text-align: left;font-family:Montserrat;font-weight:400;font-style:normal\" class=\"vc_custom_heading vc_do_custom_heading us_custom_cda6f729\" >Pa mor hir yw&#039;r cymeradwyaeth benthyciad ar gyfer cyllid gweithgynhyrchu? <\/h4><i class=\"vc_toggle_icon\"><\/i><\/div><div class=\"vc_toggle_content\"><p>Gyda BCRS, mae&#039;r cais cychwynnol yn cymryd tua dwy funud i&#039;w gwblhau. Bydd rheolwr datblygu busnes pwrpasol yn cysylltu \u00e2 chi ddau ddiwrnod busnes ar \u00f4l hyn, ac os yw eich cais yn llwyddiannus, gallech gael mynediad at eich arian o fewn pythefnos i dair wythnos.<\/p>\n<\/div><\/div><div  class=\"vc_do_toggle vc_toggle vc_toggle_default vc_toggle_color_default  vc_toggle_size_md\"><div class=\"vc_toggle_title\"><h4 style=\"color: #d6224f;text-align: left;font-family:Montserrat;font-weight:400;font-style:normal\" class=\"vc_custom_heading vc_do_custom_heading us_custom_cda6f729\" >Beth yw&#039;r benthyciad busnes gorau ar gyfer gwneuthurwr?<\/h4><i class=\"vc_toggle_icon\"><\/i><\/div><div class=\"vc_toggle_content\"><p>Mae&#039;r benthyciad cywir yn dibynnu ar eich nodau, eich sefyllfa ariannol, a pha fenthycwyr rydych chi&#039;n gymwys gyda nhw. Mae benthycwyr dielw fel BCRS yn canolbwyntio ar eich stori a&#039;ch cynlluniau yn ogystal \u00e2&#039;r niferoedd. Os ydych chi&#039;n ansicr pa fath o gyllid a allai fod yn addas i chi, mae ein t\u00eem yn hapus i&#039;w drafod cyn i chi wneud cais.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section>","protected":false},"excerpt":{"rendered":"Mae&#039;r bwlch rhwng lle mae eich busnes gweithgynhyrchu a lle gallai fod yn aml yn dibynnu ar un peth: y cyfalaf i symud ymlaen. Mae gennych chi&#039;r archebion ac mae gennych chi&#039;r gweithrediadau wedi&#039;u hoelio, ond mae twf yn costio arian, ac mae aros i lif arian ddal i fyny yn foethusrwydd na all y rhan fwyaf o weithgynhyrchwyr ei fforddio. Mae&#039;r canllaw hwn...","protected":false},"author":22,"featured_media":10297,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[20],"tags":[69,684,683],"class_list":["post-10294","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-business-loans","tag-guide","tag-manufacturers"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How Manufacturing Businesses Can Apply for a Business Loan<\/title>\n<meta name=\"description\" content=\"Are you a manufacturer based in the West Midlands or Wales? You could apply for up to \u00a3250,000 to reach your next business goal. 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