{"id":8068,"date":"2023-11-23T00:05:11","date_gmt":"2023-11-23T00:05:11","guid":{"rendered":"https:\/\/bcrs.org.uk\/?page_id=8068"},"modified":"2025-10-28T14:49:58","modified_gmt":"2025-10-28T14:49:58","slug":"ifw","status":"publish","type":"page","link":"https:\/\/bcrs.org.uk\/cy\/ifw\/","title":{"rendered":"Cronfa Fuddsoddi i Gymru"},"content":{"rendered":"<section class=\"l-section wpb_row height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-8 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><h2>Cronfa Fuddsoddi i Gymru<\/h2>\n<p>Mae Cronfa Fuddsoddi Cymru yn darparu benthyciadau busnesau bach ar gyfer busnesau bach a chanolig (BBaCh) yng Nghymru sy\u2019n dymuno ehangu a chreu cyfleoedd cyflogaeth, a gall cael cymorth ariannol gan fenthycwyr confensiynol fod yn heriol.<\/p>\n<p>Nid ydych ar eich pen eich hun yn wynebu\u2019r rhwystrau hyn, ac mae llawer o fusnesau ledled Cymru yn mynd i\u2019r afael \u00e2 rhwystrau tebyg wrth geisio\u2019r cymorth ariannol angenrheidiol ar gyfer eu busnes.<\/p>\n<p>Mae BCRS wedi\u2019u henwi\u2019n rheolwr cronfa ar gyfer Cronfa Fuddsoddi Cymru, i gefnogi BBaChau ar draws y rhanbarth gyda benthyciadau rhwng \u00a325,000 a \u00a3100,000.<\/p>\n<p>Bydd ein t\u00eem Benthyciadau Busnes Bach ymroddedig yn gweithio gyda chi i&#039;ch helpu chi drwy&#039;ch proses gwneud cais am fenthyciad busnes. Boed hynny ar gyfer cyfalaf twf, ariannu mentrau ehangu, prydlesu mannau masnachol, neu gaffael asedau, mae Cronfa Fuddsoddi Cymru wedi\u2019i chynllunio i ddarparu\u2019r cymorth angenrheidiol.<\/p>\n<\/div><\/div><div class=\"ult-spacer spacer-69df655ab0942\" data-id=\"69df655ab0942\" data-height=\"10\" data-height-mobile=\"5\" data-height-tab=\"5\" data-height-tab-portrait=\"5\" data-height-mobile-landscape=\"5\" style=\"clear:both;display:block;\"><\/div><div class=\"w-btn-wrapper align_none\"><a class=\"w-btn us-btn-style_1\" href=\"https:\/\/bcrs.org.uk\/cy\/apply-now\/\"><span class=\"w-btn-label\">Ymgeisiwch Nawr<\/span><\/a><\/div><\/div><\/div><\/div><div class=\"vc_col-sm-4 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"w-image align_none\"><div class=\"w-image-h\"><img decoding=\"async\" width=\"639\" height=\"750\" src=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2024\/09\/Wales-Map-with-county-boundaries-no-labels-red-639x750.png\" class=\"attachment-us_750_750 size-us_750_750\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2024\/09\/Wales-Map-with-county-boundaries-no-labels-red-639x750.png 639w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2024\/09\/Wales-Map-with-county-boundaries-no-labels-red-426x500.png 426w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2024\/09\/Wales-Map-with-county-boundaries-no-labels-red-10x12.png 10w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2024\/09\/Wales-Map-with-county-boundaries-no-labels-red-341x400.png 341w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2024\/09\/Wales-Map-with-county-boundaries-no-labels-red-170x200.png 170w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2024\/09\/Wales-Map-with-county-boundaries-no-labels-red-213x250.png 213w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2024\/09\/Wales-Map-with-county-boundaries-no-labels-red-852x1000.png 852w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2024\/09\/Wales-Map-with-county-boundaries-no-labels-red.png 927w\" sizes=\"auto, (max-width: 639px) 100vw, 639px\" \/><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><section class=\"l-section wpb_row height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"g-cols wpb_row via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column us_custom_6df4bc3a has_text_color\"><div class=\"wpb_wrapper\"><h2><strong>Ein T\u00eem Cymraeg<\/strong><\/h2>\n<\/div><\/div><div class=\"ult-spacer spacer-69df655ab40ae\" data-id=\"69df655ab40ae\" data-height=\"10\" data-height-mobile=\"10\" data-height-tab=\"10\" data-height-tab-portrait=\"10\" data-height-mobile-landscape=\"10\" style=\"clear:both;display:block;\"><\/div><\/div><\/div><\/div><\/div><div class=\"ult-spacer spacer-69df655ab40f0\" data-id=\"69df655ab40f0\" data-height=\"10\" data-height-mobile=\"10\" data-height-tab=\"10\" data-height-tab-portrait=\"10\" data-height-mobile-landscape=\"10\" style=\"clear:both;display:block;\"><\/div><div class=\"ult-spacer spacer-69df655ab411a\" data-id=\"69df655ab411a\" data-height=\"10\" data-height-mobile=\"10\" data-height-tab=\"10\" data-height-tab-portrait=\"10\" data-height-mobile-landscape=\"10\" style=\"clear:both;display:block;\"><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_white wpb_content_element  wpb_content_element\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span class=\"vc_sep_line\"><\/span><\/span>\n<\/div><div class=\"g-cols wpb_row via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-8 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"ult-spacer spacer-69df655ab688f\" data-id=\"69df655ab688f\" data-height=\"10\" data-height-mobile=\"10\" data-height-tab=\"10\" data-height-tab-portrait=\"10\" data-height-mobile-landscape=\"10\" style=\"clear:both;display:block;\"><\/div><div class=\"ult-spacer spacer-69df655ab68b2\" data-id=\"69df655ab68b2\" data-height=\"10\" data-height-mobile=\"10\" data-height-tab=\"10\" data-height-tab-portrait=\"10\" data-height-mobile-landscape=\"10\" style=\"clear:both;display:block;\"><\/div><h3 style=\"color: #ffffff;text-align: left\" class=\"vc_custom_heading vc_do_custom_heading us_custom_cda6f729\" ><strong>Niki Haggerty-James<\/strong><\/h3><div class=\"wpb_text_column us_custom_6df4bc3a has_text_color\"><div class=\"wpb_wrapper\"><div dir=\"auto\"><span dir=\"auto\">Mae Niki wedi treulio 32 mlynedd ym maes cyllid yn gweithio yn Barclays. <\/span>Ei r\u00f4l fwyaf cofiadwy yn Barclays oedd fel Rheolwr Ecosystemau, lle bu\u2019n cefnogi busnesau bach a chanolig ledled Cymru. Cymerodd gam beiddgar trwy adael Barclays i ymuno \u00e2 chwmni cychwynnol twf uchel yr oedd wedi bod yn ei gynorthwyo, gan gael profiad uniongyrchol o&#039;r amgylchedd cychwyn.<\/div>\n<div dir=\"auto\"><span dir=\"auto\">\u00a0<\/span><\/div>\n<div dir=\"auto\"><span dir=\"auto\">Mae gwir angerdd Niki yn ymwneud \u00e2 meithrin perthnasoedd cryf \u00e2 chleientiaid. Nawr, mae hi&#039;n gyffrous i barhau i wneud hynny yn BCRS, lle bydd hi&#039;n gweithio i gefnogi busnesau bach a chanolig ledled Cymru i gyflawni eu nodau.<\/span><\/div>\n<div dir=\"auto\"><\/div>\n<div dir=\"auto\">\n<div dir=\"auto\"><span dir=\"auto\">Y tu allan i&#039;w gyrfa ariannol, mae hi&#039;n frwd dros deithio a diwylliant, ac mae&#039;n mwynhau chwarae golff, boed hynny&#039;n wael. Mae Niki hefyd wrth ei bodd yn cefnogi ei hannwyl Gymru ym myd rygbi a ph\u00eal-droed. Y chwe gwlad yw ei hoff flwyddyn amser.<\/span><\/div>\n<\/div>\n<div dir=\"auto\"><\/div>\n<div dir=\"auto\">\n<div dir=\"auto\"><\/div>\n<\/div>\n<\/div><\/div><div class=\"ult-spacer spacer-69df655ab7c4a\" data-id=\"69df655ab7c4a\" data-height=\"10\" data-height-mobile=\"5\" data-height-tab=\"5\" data-height-tab-portrait=\"5\" data-height-mobile-landscape=\"5\" style=\"clear:both;display:block;\"><\/div><div class=\"wpb_text_column us_custom_6df4bc3a has_text_color\"><div class=\"wpb_wrapper\"><p><strong>M 07415 747948<\/strong><br \/>\n<strong>T 0345 313 8410<\/strong><br \/>\n<strong>E niki.haggerty-james@bcrs.org.uk<\/strong><\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vc_col-sm-4 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"ult-spacer spacer-69df655ab82c1\" data-id=\"69df655ab82c1\" data-height=\"10\" data-height-mobile=\"10\" data-height-tab=\"10\" data-height-tab-portrait=\"10\" data-height-mobile-landscape=\"10\" style=\"clear:both;display:block;\"><\/div><div class=\"ult-spacer spacer-69df655ab82e3\" data-id=\"69df655ab82e3\" data-height=\"10\" data-height-mobile=\"10\" data-height-tab=\"10\" data-height-tab-portrait=\"10\" data-height-mobile-landscape=\"10\" style=\"clear:both;display:block;\"><\/div><div class=\"ult-spacer spacer-69df655ab82f9\" data-id=\"69df655ab82f9\" data-height=\"10\" data-height-mobile=\"10\" data-height-tab=\"10\" data-height-tab-portrait=\"10\" data-height-mobile-landscape=\"10\" style=\"clear:both;display:block;\"><\/div><div class=\"ult-spacer spacer-69df655ab830c\" data-id=\"69df655ab830c\" data-height=\"10\" data-height-mobile=\"10\" data-height-tab=\"10\" data-height-tab-portrait=\"10\" data-height-mobile-landscape=\"10\" style=\"clear:both;display:block;\"><\/div><div class=\"w-image align_none\"><div class=\"w-image-h\"><img decoding=\"async\" width=\"250\" height=\"250\" src=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2023\/11\/2-1-250x250.png\" class=\"attachment-us_250_250 size-us_250_250\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2023\/11\/2-1-250x250.png 250w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2023\/11\/2-1-150x150.png 150w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2023\/11\/2-1-350x350.png 350w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2023\/11\/2-1-400x400.png 400w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2023\/11\/2-1-200x200.png 200w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2023\/11\/2-1.png 500w\" sizes=\"auto, (max-width: 250px) 100vw, 250px\" \/><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"ult-spacer spacer-69df655ab8b14\" data-id=\"69df655ab8b14\" data-height=\"10\" data-height-mobile=\"10\" data-height-tab=\"10\" data-height-tab-portrait=\"10\" data-height-mobile-landscape=\"10\" style=\"clear:both;display:block;\"><\/div><div class=\"ult-spacer spacer-69df655ab8b37\" data-id=\"69df655ab8b37\" data-height=\"10\" data-height-mobile=\"10\" data-height-tab=\"10\" data-height-tab-portrait=\"10\" data-height-mobile-landscape=\"10\" style=\"clear:both;display:block;\"><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_white wpb_content_element  wpb_content_element\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span class=\"vc_sep_line\"><\/span><\/span>\n<\/div><div class=\"g-cols wpb_row via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-8 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"ult-spacer spacer-69df655ab9d0e\" data-id=\"69df655ab9d0e\" data-height=\"10\" data-height-mobile=\"10\" data-height-tab=\"10\" data-height-tab-portrait=\"10\" data-height-mobile-landscape=\"10\" style=\"clear:both;display:block;\"><\/div><div class=\"ult-spacer spacer-69df655ab9d2d\" data-id=\"69df655ab9d2d\" data-height=\"10\" data-height-mobile=\"10\" data-height-tab=\"10\" data-height-tab-portrait=\"10\" data-height-mobile-landscape=\"10\" style=\"clear:both;display:block;\"><\/div><h3 style=\"color: #ffffff;text-align: left\" class=\"vc_custom_heading vc_do_custom_heading us_custom_cda6f729\" ><strong>James Pittendreigh<\/strong><\/h3><div class=\"wpb_text_column us_custom_6df4bc3a has_text_color\"><div class=\"wpb_wrapper\"><div dir=\"auto\">\n<div dir=\"auto\">\n<p>Mae James wedi gweithio yn y diwydiant ariannol ers 10 mlynedd, gan dreulio amser gyda Royal Bank of Scotland a HSBC, yn fwyaf diweddar gweithio\u2019n agos gyda Busnesau Bach a Chanolig (BBaCh) yng nghymuned fusnes Gogledd Cymru.<\/p>\n<p>Yn ei amser hamdden mae James yn mwynhau treulio amser gyda\u2019i deulu, gwylio a chwarae chwaraeon, teithiau cerdded hir gyda\u2019r teulu Labrador a mynd allan ar arfordir a chefn gwlad Gogledd Cymru.<\/p>\n<\/div>\n<\/div>\n<div dir=\"auto\"><\/div>\n<div dir=\"auto\">\n<div dir=\"auto\"><\/div>\n<\/div>\n<\/div><\/div><div class=\"ult-spacer spacer-69df655aba960\" data-id=\"69df655aba960\" data-height=\"10\" data-height-mobile=\"5\" data-height-tab=\"5\" data-height-tab-portrait=\"5\" data-height-mobile-landscape=\"5\" style=\"clear:both;display:block;\"><\/div><div class=\"wpb_text_column us_custom_6df4bc3a has_text_color\"><div class=\"wpb_wrapper\"><p><strong>M 07534 303706<\/strong><br \/>\n<strong>T 0345 313 8410<\/strong><br \/>\n<strong>E james.pittendreigh@bcrs.org.uk<\/strong><\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vc_col-sm-4 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"ult-spacer spacer-69df655abafb1\" data-id=\"69df655abafb1\" data-height=\"10\" data-height-mobile=\"10\" data-height-tab=\"10\" data-height-tab-portrait=\"10\" data-height-mobile-landscape=\"10\" style=\"clear:both;display:block;\"><\/div><div class=\"ult-spacer spacer-69df655abafe4\" data-id=\"69df655abafe4\" data-height=\"10\" data-height-mobile=\"10\" data-height-tab=\"10\" data-height-tab-portrait=\"10\" data-height-mobile-landscape=\"10\" style=\"clear:both;display:block;\"><\/div><div class=\"ult-spacer spacer-69df655abb00d\" data-id=\"69df655abb00d\" data-height=\"10\" data-height-mobile=\"10\" data-height-tab=\"10\" data-height-tab-portrait=\"10\" data-height-mobile-landscape=\"10\" style=\"clear:both;display:block;\"><\/div><div class=\"ult-spacer spacer-69df655abb033\" data-id=\"69df655abb033\" data-height=\"10\" data-height-mobile=\"10\" data-height-tab=\"10\" data-height-tab-portrait=\"10\" data-height-mobile-landscape=\"10\" style=\"clear:both;display:block;\"><\/div><div class=\"w-image align_none\"><div class=\"w-image-h\"><img decoding=\"async\" width=\"250\" height=\"250\" src=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2025\/10\/Mark-Web-red-circle-3-250x250.png\" class=\"attachment-us_250_250 size-us_250_250\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2025\/10\/Mark-Web-red-circle-3-250x250.png 250w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2025\/10\/Mark-Web-red-circle-3-150x150.png 150w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2025\/10\/Mark-Web-red-circle-3-12x12.png 12w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2025\/10\/Mark-Web-red-circle-3-350x350.png 350w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2025\/10\/Mark-Web-red-circle-3-400x400.png 400w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2025\/10\/Mark-Web-red-circle-3-200x200.png 200w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2025\/10\/Mark-Web-red-circle-3.png 500w\" sizes=\"auto, (max-width: 250px) 100vw, 250px\" \/><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_white wpb_content_element  wpb_content_element\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span class=\"vc_sep_line\"><\/span><\/span>\n<\/div><div class=\"g-cols wpb_row via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-8 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"ult-spacer spacer-69df655abcc8d\" data-id=\"69df655abcc8d\" data-height=\"10\" data-height-mobile=\"10\" data-height-tab=\"10\" data-height-tab-portrait=\"10\" data-height-mobile-landscape=\"10\" style=\"clear:both;display:block;\"><\/div><div class=\"ult-spacer spacer-69df655abccc3\" data-id=\"69df655abccc3\" data-height=\"10\" data-height-mobile=\"10\" data-height-tab=\"10\" data-height-tab-portrait=\"10\" data-height-mobile-landscape=\"10\" style=\"clear:both;display:block;\"><\/div><h3 style=\"color: #ffffff;text-align: left\" class=\"vc_custom_heading vc_do_custom_heading us_custom_cda6f729\" ><strong>Leanne Jones<\/strong><\/h3><div class=\"wpb_text_column us_custom_6df4bc3a has_text_color\"><div class=\"wpb_wrapper\"><div dir=\"auto\">\n<div dir=\"auto\">\n<p><span data-markjs=\"true\" class=\"marksi4wcsc8h\" data-ogac=\"\" data-ogab=\"\" data-ogsc=\"\" data-ogsb=\"\" data-olk-copy-source=\"MessageBody\">Leanne <\/span><span>Mae gan Jones 25 mlynedd o brofiad yn y sector ariannol, lansiodd a rheolodd ddwy gangen Caerdydd o Fanc Metro yn flaenorol, gan chwarae rhan allweddol wrth gyflwyno presenoldeb bancio newydd i Gymru. <\/span><\/p>\n<p><span>Yn gynharach yn ei gyrfa, treuliodd 20 mlynedd yn Lloyds Bank mewn amrywiol rolau ledled Cymru, gan gefnogi cleientiaid personol a busnes.\u00a0<\/span><span data-markjs=\"true\" class=\"marksi4wcsc8h\" data-ogac=\"\" data-ogab=\"\" data-ogsc=\"\" data-ogsb=\"\">Leanne<\/span><span>\u00a0yn gyffrous i ddod \u00e2&#039;r cyfoeth o brofiad i&#039;w r\u00f4l newydd.<\/span><\/p>\n<\/div>\n<\/div>\n<div dir=\"auto\">\n<div dir=\"auto\"><span>Y tu allan i&#039;w bywyd proffesiynol,\u00a0<\/span><span data-markjs=\"true\" class=\"marksi4wcsc8h\" data-ogac=\"\" data-ogab=\"\" data-ogsc=\"\" data-ogsb=\"\">Leanne<\/span><span>\u00a0yn angerddol am deithio i gyrchfannau newydd, yn enwedig yr Eidal, lle mae hi wrth ei bodd \u00e2&#039;r bwyd, y gwin, a&#039;r tirweddau hardd.<\/span><\/div>\n<\/div>\n<\/div><\/div><div class=\"ult-spacer spacer-69df655abda05\" data-id=\"69df655abda05\" data-height=\"10\" data-height-mobile=\"5\" data-height-tab=\"5\" data-height-tab-portrait=\"5\" data-height-mobile-landscape=\"5\" style=\"clear:both;display:block;\"><\/div><div class=\"wpb_text_column us_custom_6df4bc3a has_text_color\"><div class=\"wpb_wrapper\"><p><strong>M <span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">07939 620 828<\/span><\/strong><br \/>\n<strong>T 0345 313 8410<\/strong><br \/>\n<strong>E <span class=\"a_GcMg font-feature-liga-off font-feature-clig-off font-feature-calt-off text-decoration-none text-strikethrough-none\">leanne.jones@bcrs.org.uk<\/span><\/strong><\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vc_col-sm-4 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"ult-spacer spacer-69df655abe188\" data-id=\"69df655abe188\" data-height=\"10\" data-height-mobile=\"10\" data-height-tab=\"10\" data-height-tab-portrait=\"10\" data-height-mobile-landscape=\"10\" style=\"clear:both;display:block;\"><\/div><div class=\"ult-spacer spacer-69df655abe1bd\" data-id=\"69df655abe1bd\" data-height=\"10\" data-height-mobile=\"10\" data-height-tab=\"10\" data-height-tab-portrait=\"10\" data-height-mobile-landscape=\"10\" style=\"clear:both;display:block;\"><\/div><div class=\"ult-spacer spacer-69df655abe1e8\" data-id=\"69df655abe1e8\" data-height=\"10\" data-height-mobile=\"10\" data-height-tab=\"10\" data-height-tab-portrait=\"10\" data-height-mobile-landscape=\"10\" style=\"clear:both;display:block;\"><\/div><div class=\"ult-spacer spacer-69df655abe20a\" data-id=\"69df655abe20a\" data-height=\"10\" data-height-mobile=\"10\" data-height-tab=\"10\" data-height-tab-portrait=\"10\" data-height-mobile-landscape=\"10\" style=\"clear:both;display:block;\"><\/div><div class=\"w-image align_none\"><div class=\"w-image-h\"><img decoding=\"async\" width=\"250\" height=\"250\" src=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2025\/10\/Mark-Web-red-circle-4-1-250x250.png\" class=\"attachment-us_250_250 size-us_250_250\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/bcrs.org.uk\/wp-content\/uploads\/2025\/10\/Mark-Web-red-circle-4-1-250x250.png 250w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2025\/10\/Mark-Web-red-circle-4-1-150x150.png 150w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2025\/10\/Mark-Web-red-circle-4-1-12x12.png 12w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2025\/10\/Mark-Web-red-circle-4-1-350x350.png 350w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2025\/10\/Mark-Web-red-circle-4-1-400x400.png 400w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2025\/10\/Mark-Web-red-circle-4-1-200x200.png 200w, https:\/\/bcrs.org.uk\/wp-content\/uploads\/2025\/10\/Mark-Web-red-circle-4-1.png 500w\" sizes=\"auto, (max-width: 250px) 100vw, 250px\" \/><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section><!-- Row Backgrounds --><div class=\"upb_color\" data-bg-override=\"0\" data-bg-color=\"#d7264f\" data-fadeout=\"\" data-fadeout-percentage=\"30\" data-parallax-content=\"\" data-parallax-content-sense=\"30\" data-row-effect-mobile-disable=\"true\" data-img-parallax-mobile-disable=\"true\" 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Nid ydych ar eich pen eich hun yn wynebu&#039;r rhwystrau hyn, ac mae llawer o fusnesau ledled Cymru yn ymdopi \u00e2 rhwystrau tebyg...","protected":false},"author":18,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-8068","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Investment Fund For Wales<\/title>\n<meta name=\"description\" content=\"BCRS deliver small business loans in Wales with no early repayment charges for SMEs from \u00a325,000 to \u00a3100,000 as part of the Investment Fund For Wales.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bcrs.org.uk\/cy\/ifw\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta 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